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Scotiabank Passport Visa Infinite review

4.6Rated by the CreditCardGuru Editorial Team

A traveller's workhorse: no foreign transaction fees, six free lounge passes, and solid everyday earning. The lounge passes alone can justify the fee for frequent flyers.

At a glance

Annual fee
$150
Welcome bonus
~$500
Foreign tx fee
None
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Groceries3x
Dining3x
Entertainment3x
Transit & daily transit3x
Everything else1x

Welcome offer: Up to 35,000 Scene+ points as a welcome bonus.

Pros & cons

Pros

  • No FX fee plus 6 free lounge visits a year
  • Strong 3x on everyday categories
  • Visa Infinite acceptance worldwide

Cons

  • $150 annual fee
  • Scene+ points less flexible than transferable currencies

Perks & insurance

Key perks

  • No foreign transaction fee
  • 6 complimentary airport lounge passes (Visa Airport Companion)
  • No-blackout travel redemption + Scene+ everywhere

Insurance

  • Travel emergency medical (25 days)
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage
  • Mobile device insurance

Rates & fees

Annual fee
$150
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
No fee
Min. personal income
$60,000

First-year fee sometimes waived (limited-time offers).

Compare Scotiabank Passport Visa Infinite with…

vs American Express Cobalt Cardvs Scotiabank Gold American Express
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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