Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

Compare credit cards in Canada

Filter 105 hand-rated cards by reward type, annual fee and network — then sort by the value that matters to you. Every rating is editorially independent.

Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.

Showing 105 cards

#4
TD Aeroplan Visa Infinite
Guru PickTD Bank

TD Aeroplan Visa Infinite

4.5·Air Canada flyers who want free checked bags and Aeroplan points
Annual fee
$139/yr
Welcome bonus
$1,200
Top reward
1.5x groceries
  • Free first checked bag pays for the fee quickly
  • Aeroplan points have high redemption ceilings

Suggested score 720+ · Excellent credit

Apply nowView details
#5
CIBC Dividend Visa Infinite Card
Guru PickCIBC

CIBC Dividend Visa Infinite Card

4.5·Households with heavy grocery and gas spend who want maximum cash back.
Annual fee
$120 $0
Welcome bonus
$350
Top reward
4% groceries
  • 4% on gas and groceries is among the highest in Canada
  • Strong 2% middle tier covers dining, transit and bills

Suggested score 720+ · Excellent credit

Apply nowView details
#9
Desjardins Odyssey Visa Infinite Privilege
Guru PickDesjardins

Desjardins Odyssey Visa Infinite Privilege

4.2·Affluent Quebec travellers who want luxury Visa Infinite Privilege perks, generous earn rates and best-in-class travel insurance.
Annual fee
$295/yr
Top reward
4x restaurants
  • 4% back on dining, entertainment and transit with a strong 1.5% base
  • 60-day travel insurance plus 18 combined lounge visits per year

Suggested score 760+ · Excellent credit

Apply nowView details
#10
Triangle World Elite Mastercard
Guru PickCanadian Tire Bank

Triangle World Elite Mastercard

4.1·Drivers and Canadian Tire/Sport Chek shoppers who want strong no-fee rewards plus free roadside assistance.
Annual fee
No annual fee
Top reward
4% canadian tire, sport chek, mark's, party city & partner stores
  • Outstanding value for a no-fee card: 4% at Canadian Tire family stores and 3% on groceries
  • Free Gold roadside assistance is a genuine $100 annual perk

Suggested score 720+ · Excellent credit

Apply nowView details
#12
TD Cash Back Visa Infinite Card
Guru PickTD Bank

TD Cash Back Visa Infinite Card

4.1·Drivers and households with big grocery, gas and bill spend who want simple cash back plus roadside assistance.
Annual fee
$139 $0
Welcome bonus
$489
Top reward
3% groceries
  • Strong 3% earn across five everyday categories
  • Free roadside assistance is a rare, genuinely useful perk

Suggested score 720+ · Excellent credit

Apply nowView details
#17
RBC Avion Visa Platinum
RBC

RBC Avion Visa Platinum

4.6·Maximizing rewards on all purchases
Annual fee
$120/yr
Welcome bonus
$1,080
Top reward
1x all purchases
  • Earns 1x on all purchases
  • Strong first-year value ($1080)

Suggested score 720+ · Excellent credit

Apply nowView details
#21
BMO CashBack World Elite Mastercard
BMO

BMO CashBack World Elite Mastercard

4.5·Big grocery spenders who want the highest cash back rate
Annual fee
$120 $0
Welcome bonus
$260
Top reward
5% groceries
  • Highest headline grocery cash-back rate in Canada
  • Strong transit and gas categories

Suggested score 720+ · Excellent credit

Apply nowView details
#27
BMO Ascend World Elite Business Mastercard
BMO

BMO Ascend World Elite Business Mastercard

4.4·Maximizing rewards on gas & office supplies & phone & internet
Annual fee
$149 $0
Welcome bonus
$972
Top reward
4x gas & office supplies & phone & internet
  • Earns 4x on gas & office supplies & phone & internet
  • Airport lounge access

Suggested score 720+ · Excellent credit

Apply nowView details
#35
CIBC Aventura Visa Infinite
CIBC

CIBC Aventura Visa Infinite

4.3·Flexible travel rewards with no airline lock-in
Annual fee
$139 $0
Welcome bonus
$1,000
Top reward
2x travel via cibc rewards centre
  • Flexible points with no airline lock-in
  • First-year fee commonly waived

Suggested score 720+ · Excellent credit

Apply nowView details
#36
BMO CashBack Mastercard
BMO

BMO CashBack Mastercard

4.3·No-fee grocery cash back — a great first or student card
Annual fee
No annual fee
Welcome bonus
$125
Top reward
3% groceries
  • Strong no-fee grocery rate
  • Easy approval, good for students

Suggested score 600+ · Fair credit

Apply nowView details
#37
Scotia Momentum® No-Fee Visa* Card
Scotiabank

Scotia Momentum® No-Fee Visa* Card

4.3·First-time cardholders or balance transferrers who want a free everyday cash back card.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
1% groceries
  • Up to 6 cents off/litre at Shell
  • Solid 5% intro cash back offer for a no-fee card

Suggested score 660+ · Good credit

Apply nowView details
#38
RBC Avion Visa Infinite
RBC

RBC Avion Visa Infinite

4.3·Flexible Avion points with airline transfer partners
Annual fee
$120/yr
Welcome bonus
$700
Top reward
1.25x travel
  • Flexible points with airline transfer partners
  • No blackout travel redemptions

Suggested score 720+ · Excellent credit

Apply nowView details
#40
Tangerine Money-Back World Mastercard
Tangerine

Tangerine Money-Back World Mastercard

4.3·Higher earners who want the Tangerine 2% category system upgraded with insurance and travel perks at no cost.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
2% 2% category of your choice
  • Save up to 8 cents/litre at Shell
  • All the Money-Back card's earning power plus real insurance and travel extras

Suggested score 660+ · Good credit

Apply nowView details
#41
Neo World Elite Mastercard
Neo Financial

Neo World Elite Mastercard

4.2·No-fee cash back with high rates at partner merchants
Annual fee
No annual fee
Welcome bonus
$75
Top reward
1% everyday spending
  • No-fee with strong partner cash back
  • Large network of partner merchants

Suggested score 720+ · Excellent credit

Apply nowView details
#44
BMO eclipse Visa Infinite Privilege Card
BMO

BMO eclipse Visa Infinite Privilege Card

4.2·Maximizing rewards on travel & dining & groceries & gas & drugstore
Annual fee
$599/yr
Welcome bonus
$606
Top reward
5x travel & dining & groceries & gas & drugstore
  • Earns 5x on travel & dining & groceries & gas & drugstore
  • Airport lounge access

Suggested score 760+ · Excellent credit

Apply nowView details
#47
RBC Avion Visa Business
RBC

RBC Avion Visa Business

4.2·Maximizing rewards on all purchases
Annual fee
$120/yr
Welcome bonus
$580
Top reward
1x all purchases
  • Earns 1x on all purchases
  • Earns rewards on everyday spending

Suggested score 720+ · Excellent credit

Apply nowView details
#49
MBNA True Line Mastercard
MBNA

MBNA True Line Mastercard

4.1·Paying down debt with a low rate and a 0% balance transfer
Annual fee
No annual fee
Top reward
No rewards
  • Low ongoing purchase rate
  • 0% intro balance-transfer offer

Suggested score 660+ · Good credit

Apply nowView details
#50
Neo Secured Card
Neo Financial

Neo Secured Card

4.1·Rebuilding credit while still earning cash back
Annual fee
No annual fee
Top reward
1% everyday spending
  • Rare secured card that earns cash back
  • No annual fee on the standard tier

Suggested score 560+ · Building credit

Apply nowView details
#51
MBNA Rewards World Elite Mastercard
MBNA

MBNA Rewards World Elite Mastercard

4.1·Households with heavy grocery, dining and utility spend who want flexible points on a Mastercard.
Annual fee
$120/yr
Welcome bonus
$300
Top reward
5x groceries
  • Exceptional 5x earn rate on groceries, dining, utilities, memberships and digital media
  • Birthday bonus effectively boosts all earnings by up to 10%

Suggested score 720+ · Excellent credit

Apply nowView details
#52
Scotiabank® American Express® Card
Scotiabank

Scotiabank® American Express® Card

4.1·Budget-conscious earners who want Gold Amex-style category earning without paying an annual fee.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
3x sobeys-family grocery stores
  • Best-in-class earn rates for a no-fee card
  • Mobile device insurance is rare at $0 annual fee

Suggested score 660+ · Good credit

Apply nowView details
#54
RBC ION+ Visa
RBC

RBC ION+ Visa

4.0·Everyday spenders and students who want high multipliers on groceries, gas, dining and streaming at a minimal fee.
Annual fee
$48 $0
Welcome bonus
$100
Top reward
3x groceries
  • 3x earn across most everyday spending categories for only $4/month
  • Effectively free for students and young adults

Suggested score 600+ · Fair credit

Apply nowView details
#55
United MileagePlus Neo World Elite Mastercard
Neo Financial

United MileagePlus Neo World Elite Mastercard

4.0·Canadians who fly United or Star Alliance regularly and want checked-bag and boarding perks at a modest fee.
Annual fee
$89/yr
Welcome bonus
$375
Top reward
1.25x united airlines & star alliance flights
  • First premium United co-brand card in Canada at a low $89 fee
  • Real airline perks: free checked bag, priority boarding, award discounts

Suggested score 720+ · Excellent credit

Apply nowView details
#58
CIBC Aventura Visa Infinite Privilege Card
CIBC

CIBC Aventura Visa Infinite Privilege Card

4.0·High earners who want premium, airline-agnostic travel perks and strong everyday earn rates.
Annual fee
$499/yr
Welcome bonus
$800
Top reward
3x travel via cibc rewards centre (cibc by expedia)
  • Strong 2x everyday categories and 1.25x base earn
  • $200 travel credit meaningfully offsets the fee

Suggested score 760+ · Excellent credit

Apply nowView details
#59
CIBC Dividend Platinum Visa Card
CIBC

CIBC Dividend Platinum Visa Card

4.0·Cash-back seekers who don't meet Visa Infinite income requirements.
Annual fee
$99 $0
Welcome bonus
$300
Top reward
3% groceries
  • Strong cash back rates with an accessible income requirement
  • First-year fee rebate

Suggested score 720+ · Excellent credit

Apply nowView details
#60
CIBC Costco Mastercard
CIBC

CIBC Costco Mastercard

4.0·Costco members who dine out and fill up at Costco gas regularly.
Annual fee
No annual fee
Top reward
3% restaurants
  • Strong 3% on restaurants and Costco gas with no fee
  • Mobile device insurance is rare on no-fee cards

Suggested score 660+ · Good credit

Apply nowView details
#61
PC World Elite Mastercard
PC Financial

PC World Elite Mastercard

4.0·Loyal Loblaws, No Frills, Superstore and Shoppers Drug Mart shoppers who want maximum free groceries with no fee.
Annual fee
No annual fee
Welcome bonus
$20
Top reward
45x shoppers drug mart / pharmaprix
  • Excellent no-fee returns at Loblaw, Shoppers and Esso
  • Rare no-fee inclusions: travel medical, rental car coverage and concierge

Suggested score 720+ · Excellent credit

Apply nowView details
#62
Desjardins Odyssey World Elite Mastercard
Desjardins

Desjardins Odyssey World Elite Mastercard

4.0·Quebec-based travellers who want top-tier travel insurance plus strong everyday rewards in one card.
Annual fee
$130/yr
Top reward
3x groceries
  • Standout 60-day comprehensive travel insurance
  • 3% back on groceries and restaurants plus a solid 1% base rate

Suggested score 720+ · Excellent credit

Apply nowView details
#64
TD Aeroplan Visa Platinum Card
TD Bank

TD Aeroplan Visa Platinum Card

4.0·Maximizing rewards on gas & groceries & ev charging & air canada
Annual fee
$89 $0
Welcome bonus
$441
Top reward
1x gas & groceries & ev charging & air canada
  • Earns 1x on gas & groceries & ev charging & air canada
  • First Year Rebate on the annual fee

Suggested score 720+ · Excellent credit

Apply nowView details
#67
SimplyCash Card from American Express
American Express

SimplyCash Card from American Express

3.9·No-fee seekers who want simple, above-average flat cash back on everyday spending.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
2% groceries
  • 1.25% everywhere is among the best no-fee base rates in Canada
  • Simple, automatic cash back with no categories to activate

Suggested score 660+ · Good credit

Apply nowView details
#68
Meridian Visa Infinite Cash Back Card
Meridian

Meridian Visa Infinite Cash Back Card

3.9·Ontario families who spend heavily on gas and groceries and want big-bank cash back rates at a credit union price.
Annual fee
$99 $0
Welcome bonus
$70
Top reward
4% groceries
  • Standout 4% earn rate on gas and groceries
  • First-year fee waiver and a modest $99 fee thereafter

Suggested score 720+ · Excellent credit

Apply nowView details
#69
WestJet RBC World Elite Mastercard for Business
RBC

WestJet RBC World Elite Mastercard for Business

3.9·Business owners who fly WestJet frequently and want instant elite status plus accelerated points on company spend.
Annual fee
$175/yr
Welcome bonus
$450
Top reward
6x westjet flights
  • Instant Silver status and very high earn on WestJet spending
  • Point pooling across business, employee and personal cards

Suggested score 720+ · Excellent credit

Apply nowView details
#70
WestJet RBC World Elite Mastercard
RBC

WestJet RBC World Elite Mastercard

3.8·Maximizing rewards on travel & gas & groceries & transit
Annual fee
$139/yr
Welcome bonus
$386
Top reward
2x travel & gas & groceries & transit
  • Earns 2x on travel & gas & groceries & transit
  • Airport lounge access

Suggested score 720+ · Excellent credit

Apply nowView details
#71
CIBC Select Visa Card
CIBC

CIBC Select Visa Card

3.8·Anyone carrying a balance or consolidating credit card debt.
Annual fee
$29 $0
Top reward
No rewards
  • One of the cheapest ways in Canada to pay down card debt
  • Same low rate applies to cash advances

Suggested score 690+ · Good credit

Apply nowView details
#72
Neo World Mastercard
Neo Financial

Neo World Mastercard

3.8·Cost-conscious spenders who want solid no-fee cashback on everyday essentials.
Annual fee
No annual fee
Top reward
2% groceries
  • 2% on groceries, gas, and bills with no annual fee
  • Flexible reward plans and instant redemption

Suggested score 660+ · Good credit

Apply nowView details
#73
Home Trust Preferred Visa
Home Trust

Home Trust Preferred Visa

3.8·Budget-conscious travellers and cross-border shoppers who want to avoid FX fees without paying an annual fee.
Annual fee
No annual fee
Top reward
1% all eligible purchases
  • One of the only no-fee cards in Canada with 0% FX fees
  • Uncapped 1% cash back with a very low $15,000 income requirement

Suggested score 660+ · Good credit

Apply nowView details

No FX fee

#74
CIBC Dividend Visa Card for Students
CIBC

CIBC Dividend Visa Card for Students

3.7·Students who want simple cash back and credit-building with no fee.
Annual fee
No annual fee
Welcome bonus
$125
Top reward
2% groceries
  • Real cash back welcome bonus on a student card
  • SPC+ membership included free

Suggested score 600+ · Fair credit

Apply nowView details
#75
MBNA Rewards Platinum Plus Mastercard
MBNA

MBNA Rewards Platinum Plus Mastercard

3.7·Budget-conscious earners who want no-fee points on groceries and dining, or a downgrade path from the World Elite.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
2x groceries
  • One of the best no-fee welcome bonuses in Canada
  • Solid 2x earning on groceries, dining and household bills

Suggested score 720+ · Excellent credit

Apply nowView details
#76
Cathay World Elite Mastercard – Powered by Neo
Neo Financial

Cathay World Elite Mastercard – Powered by Neo

3.7·Frequent Cathay Pacific flyers who want to pad their Asia Miles balance with everyday Canadian spending.
Annual fee
$180/yr
Welcome bonus
$480
Top reward
2x cathay pacific flights
  • Unique direct Asia Miles earning for Cathay Pacific loyalists
  • Solid welcome bonus worth roughly $480 in Asia Miles

Suggested score 720+ · Excellent credit

Apply nowView details
#77
Rogers Red Mastercard
Rogers Bank

Rogers Red Mastercard

3.7·Rogers or Fido customers who don't meet World Elite income requirements but still want 2% cashback.
Annual fee
No annual fee
Top reward
2% u.s. dollar purchases
  • 2% cashback everywhere for Rogers-family customers with no fee
  • Useful telecom perks like free roaming days and 0% phone financing

Suggested score 660+ · Good credit

Apply nowView details
#78
Desjardins Odyssey Gold Visa
Desjardins

Desjardins Odyssey Gold Visa

3.7·Travellers, especially snowbirds and frequent vacationers, who value long-duration travel medical insurance over raw earn rates.
Annual fee
$110/yr
Top reward
2x restaurants
  • Excellent 60-day comprehensive travel insurance, rare at this fee level
  • 2% earn across dining, entertainment, transit, travel and recurring bills

Suggested score 720+ · Excellent credit

Apply nowView details
#79
American Express Green Card
American Express

American Express Green Card

3.6·Points beginners who want a no-fee entry into the Membership Rewards ecosystem.
Annual fee
No annual fee
Welcome bonus
$200
Top reward
1x all purchases
  • Rare no-fee access to fully transferable Membership Rewards points
  • Decent 10,000-point welcome bonus for a no-fee card

Suggested score 660+ · Good credit

Apply nowView details
#80
CIBC Aeroplan Visa Card
CIBC

CIBC Aeroplan Visa Card

3.6·Casual Aeroplan collectors who refuse to pay an annual fee.
Annual fee
No annual fee
Welcome bonus
$200
Top reward
1x gas & ev charging
  • No annual fee entry into the Aeroplan program
  • Includes rental car insurance, rare on a no-fee card

Suggested score 660+ · Good credit

Apply nowView details
#81
BMO eclipse rise Visa Card
BMO

BMO eclipse rise Visa Card

3.6·Credit builders and younger cardholders who want a no-fee card that rewards good financial habits.
Annual fee
No annual fee
Welcome bonus
$175
Top reward
2.5x recurring bill payments
  • No annual fee with bonus categories on bills, groceries, and dining
  • Annual bonus points reward good payment habits

Suggested score 660+ · Good credit

Apply nowView details
#82
Desjardins Cash Back Mastercard
Desjardins

Desjardins Cash Back Mastercard

3.6·Desjardins members who want no-fee cash back on dining, entertainment and recurring bills with bonus short-trip insurance.
Annual fee
No annual fee
Top reward
2% restaurants
  • Solid 2% categories on a no-fee card
  • Rare no-fee card with travel medical insurance (3 days) and mobile device coverage

Suggested score 660+ · Good credit

Apply nowView details
#83
RBC ION Visa
RBC

RBC ION Visa

3.6·Students and budget-conscious spenders who want everyday rewards without an annual fee.
Annual fee
No annual fee
Welcome bonus
$50
Top reward
1.5x groceries
  • Solid no-fee earn rates on everyday essentials
  • Good starter card for students and credit builders

Suggested score 600+ · Fair credit

Apply nowView details
#84
BMO VIPorter Mastercard
BMO

BMO VIPorter Mastercard

3.5·Occasional Porter flyers who want airline perks without a premium fee.
Annual fee
$89 $0
Welcome bonus
$419
Top reward
2x porter airlines purchases
  • Annual 35% flight discount can exceed the fee in one booking
  • Porter perks at a mid-tier price point

Suggested score 690+ · Good credit

Apply nowView details
#85
Air France KLM World Elite Mastercard
Brim Financial

Air France KLM World Elite Mastercard

3.5·Air France/KLM loyalists chasing or maintaining Flying Blue Elite status.
Annual fee
$132 $0
Welcome bonus
$132
Top reward
5x air france & klm flights
  • Only Canadian card earning Flying Blue miles and XP directly
  • Annual 30 XP makes Silver status maintenance dramatically easier

Suggested score 720+ · Excellent credit

Apply nowView details
#86
TD Platinum Travel Visa Card
TD Bank

TD Platinum Travel Visa Card

3.5·Travellers who don't meet Visa Infinite income requirements but want elevated travel-points earning.
Annual fee
$89 $0
Welcome bonus
$339
Top reward
6x expedia for td bookings
  • Solid 4.5x earn on groceries, dining and transit with no income requirement
  • First-year fee rebate on the current offer

Suggested score 720+ · Excellent credit

Apply nowView details
#87
CIBC Aventura Visa Card for Students
CIBC

CIBC Aventura Visa Card for Students

3.5·Post-secondary students building credit who want a first travel-rewards card.
Annual fee
No annual fee
Welcome bonus
$125
Top reward
1x gas & ev charging
  • No income requirement makes approval accessible for students
  • Free SPC+ membership adds real student value

Suggested score 600+ · Fair credit

Apply nowView details
#88
CIBC Adapta Mastercard
CIBC

CIBC Adapta Mastercard

3.4·Hands-off cardholders whose spending shifts month to month and drivers who value roadside assistance.
Annual fee
No annual fee
Welcome bonus
$100
Top reward
2x travel via cibc by expedia
  • Adaptive top-category bonus requires zero planning
  • Free roadside assistance is unique for a no-fee card

Suggested score 660+ · Good credit

Apply nowView details
#89
RBC Cash Back Mastercard
RBC

RBC Cash Back Mastercard

3.4·No-fee seekers and students who put most of their spending on groceries.
Annual fee
No annual fee
Welcome bonus
$70
Top reward
2% grocery store purchases
  • Strong no-fee grocery earn rate
  • Flexible on-demand cash back redemption

Suggested score 600+ · Fair credit

Apply nowView details
#90
CIBC Dividend Visa Card
CIBC

CIBC Dividend Visa Card

3.4·No-fee shoppers whose spending is concentrated on groceries.
Annual fee
No annual fee
Top reward
2% groceries
  • Solid no-fee grocery rate
  • Simple, flexible cash back redemption

Suggested score 660+ · Good credit

Apply nowView details
#91
BMO CashBack Business Mastercard
BMO

BMO CashBack Business Mastercard

3.4·Cost-conscious small businesses that want simple cash back on gas, office supplies, and telecom with no fee.
Annual fee
No annual fee
Welcome bonus
$150
Top reward
1.5% gas stations
  • Solid no-fee earn on common business expenses
  • Useful intro balance transfer offer for cash flow

Suggested score 660+ · Good credit

Apply nowView details
#92
BMO Preferred Rate Mastercard
BMO

BMO Preferred Rate Mastercard

3.4·Anyone who carries a balance and wants to minimize interest charges rather than earn rewards.
Annual fee
$29 $0
Welcome bonus
$29
Top reward
No rewards
  • Among the lowest purchase interest rates from a big bank
  • Cheap and effective for paying down transferred balances

Suggested score 690+ · Good credit

Apply nowView details
#93
Brim Mastercard
Brim Financial

Brim Mastercard

3.4·Light spenders who want a no-fee card with below-average FX fees and fintech app features.
Annual fee
No annual fee
Top reward
0.5x all purchases
  • Low 1.5% FX fee and mobile device coverage on a no-fee card
  • Accessible $15,000 income requirement

Suggested score 660+ · Good credit

Apply nowView details
#94
TD Rewards Visa Card
TD Bank

TD Rewards Visa Card

3.4·Budget-conscious spenders who want no-fee points on everyday categories with flexible redemption.
Annual fee
No annual fee
Welcome bonus
$76
Top reward
4x expedia for td bookings
  • Best-in-class no-fee earn on groceries, dining and transit (3x)
  • Mobile device insurance is rare on a no-fee card

Suggested score 660+ · Good credit

Apply nowView details
#95
CIBC Aventura Visa Card
CIBC

CIBC Aventura Visa Card

3.3·Budget-conscious cardholders who want simple travel points without an annual fee.
Annual fee
No annual fee
Welcome bonus
$125
Top reward
1x gas & ev charging
  • No-fee access to flexible travel rewards
  • Decent 1x earn on gas, groceries and drug stores

Suggested score 660+ · Good credit

Apply nowView details
#96
WestJet RBC Mastercard
RBC

WestJet RBC Mastercard

3.3·Occasional WestJet flyers who want a companion voucher without a premium annual fee.
Annual fee
$39/yr
Welcome bonus
$150
Top reward
1.5x westjet flights, westjet vacations & sunwing vacations
  • Companion voucher at a low $39 annual fee
  • Low $2,500 annual spend to renew the voucher

Suggested score 690+ · Good credit

Apply nowView details
#97
RBC Cash Back Preferred World Elite Mastercard
RBC

RBC Cash Back Preferred World Elite Mastercard

3.3·Higher-income spenders who want simple flat-rate cash back with a few World Elite perks.
Annual fee
$99/yr
Top reward
1.5% all purchases
  • Simple flat-rate cash back with no category tracking
  • World Elite perks including lounge network access at a moderate fee

Suggested score 720+ · Excellent credit

Apply nowView details
#98
BMO Blue Rewards Mastercard
BMO

BMO Blue Rewards Mastercard

3.3·Casual Blue Rewards collectors who want a no-fee keeper card for partner spending.
Annual fee
No annual fee
Welcome bonus
$135
Top reward
5x blue rewards partners (incl. blue rewards travel)
  • No-fee way to earn in the new Blue Rewards ecosystem
  • Easy welcome bonus with a low spend requirement

Suggested score 660+ · Good credit

Apply nowView details
#99
Laurentian Bank Visa Infinite Card
Laurentian Bank

Laurentian Bank Visa Infinite Card

3.3·Laurentian Bank clients who want a flexible 2% earn card with premium travel insurance.
Annual fee
$130/yr
Welcome bonus
$120
Top reward
2x groceries
  • Strong $5M travel medical insurance, including 65+ coverage
  • Flexible 2% earn on five everyday categories

Suggested score 720+ · Excellent credit

Apply nowView details
#100
Brim World Elite Mastercard
Brim Financial

Brim World Elite Mastercard

3.3·Travellers who value Brim's rich insurance package and lower FX fee more than raw earn rates.
Annual fee
$89 $0
Top reward
1x all purchases
  • Comprehensive and unusual insurance lineup, including event ticket and hotel burglary coverage
  • First year free with a low 1.5% FX fee

Suggested score 720+ · Excellent credit

Apply nowView details
#101
Meridian Visa Infinite Travel Rewards Card
Meridian

Meridian Visa Infinite Travel Rewards Card

3.2·Meridian members who want a simple flat-rate travel card with Visa Infinite perks and decent insurance.
Annual fee
$99 $0
Welcome bonus
$56
Top reward
3x foreign currency purchases
  • Solid flat 1.5x earn on everything
  • First-year fee rebate and modest $99 fee

Suggested score 720+ · Excellent credit

Apply nowView details
#103
Walmart Rewards Mastercard
Fairstone Bank of Canada

Walmart Rewards Mastercard

3.0·Households who do at least half their card spending at Walmart
Annual fee
No annual fee
Welcome bonus
$25
Top reward
3% walmart purchases
  • 3% back at Walmart, in store and online, with no annual fee
  • Reward Dollars never expire and redeem instantly at the till

Suggested score 660+ · Good credit

Apply nowView details
#104
Brim World Mastercard
Brim Financial

Brim World Mastercard

2.8·Existing cardholders who value its mid-tier insurance package, since the card is no longer competitive against alternatives.
Annual fee
$99/yr
Top reward
1x all purchases
  • Unusual insurance perks like event ticket protection and mobile device coverage
  • Lower-than-standard FX fee

Suggested score 690+ · Good credit

Apply nowView details
#105
TD Cash Back Visa Card
TD Bank

TD Cash Back Visa Card

2.8·TD loyalists who want a simple, no-fee cash back card for light spending.
Annual fee
No annual fee
Top reward
1% groceries
  • No fee and no income requirement
  • Cash back never expires and can be redeemed anytime

Suggested score 660+ · Good credit

Apply nowView details

Never miss a great card offer

Get the best new welcome bonuses and rewards news for Canadians, straight to your inbox. No spam — unsubscribe anytime.