Scotiabank Gold American Express vs Scotiabank Passport Visa Infinite
The short answer: for most people the Scotiabank Gold American Express is the better overall card — we rate it 4.7/5 and it shines if you want grocery shoppers and travellers who want no foreign transaction fees. Choose the Scotiabank Passport Visa Infinite instead if your priority is travellers who want lounge access and zero fx fees.
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| Our rating | 4.7 | 4.6 |
|---|---|---|
| Annual fee | $120/yr | $150/yr |
| Welcome bonus | ~$650 | ~$500 |
| Foreign transaction fee | None | None |
| Rewards type | points | points |
| Top earn rates |
|
|
| Purchase interest | 20.99% | 20.99% |
| Income required | None stated | $60,000 personal |
| Best for | Grocery shoppers and travellers who want no foreign transaction fees | Travellers who want lounge access and zero FX fees |
| Apply now | Apply now |
Scotiabank Gold American Express
Our winnerA do-it-all rewards card: category-leading grocery earning, strong dining and entertainment multipliers, and no FX fee for when you travel or shop in USD.
Scotiabank Passport Visa Infinite
A traveller's workhorse: no foreign transaction fees, six free lounge passes, and solid everyday earning. The lounge passes alone can justify the fee for frequent flyers.
Frequently asked questions
Is the Scotiabank Gold American Express or the Scotiabank Passport Visa Infinite better?
For most Canadians, the Scotiabank Gold American Express is the better overall pick (we rate it 4.7/5 vs 4.6/5). It's especially strong if you want grocery shoppers and travellers who want no foreign transaction fees. The Scotiabank Passport Visa Infinite can still win if you specifically want travellers who want lounge access and zero fx fees.
Which card has the lower annual fee?
The Scotiabank Gold American Express has the lower annual fee (a $120 annual fee vs a $150 annual fee).
Do either of these cards charge foreign transaction fees?
Scotiabank Gold American Express: no foreign transaction fee. Scotiabank Passport Visa Infinite: no foreign transaction fee.