Guides & rewards news
Plain-English guides to help you earn more, pay less interest, and pick the right card for your wallet.
5 Best No Annual Fee Travel Credit Cards in Canada (2026)
You don't need to pay an annual fee to travel smarter. These are the 5 best no-fee travel credit cards in Canada — for skipping foreign transaction fees, collecting Aeroplan, and earning flexible points for free.
Nicole Reynolds · June 7, 2026 · 3 min read
5 Best Credit Cards for Groceries in Canada (2026)
Groceries are most families' biggest card-able expense. Here are the 5 best credit cards for groceries in Canada — from category-leading points earners to 4% cash back — and how to pick the right one.
June 7, 2026 · 4 min read
5 Best Credit Cards for Gas in Canada (2026)
Fuel is expensive — your card should pay you back for it. Here are the 5 best credit cards for gas in Canada, from 4% cash back at the pump to a no-fee pick for Costco members, plus how to avoid the common gas-station traps.
June 7, 2026 · 3 min read
Best Credit Cards for Travel Points in Canada (2026)
The best Canadian credit cards for earning flexible, transferable travel points — and how to turn everyday grocery and dining spending into flights.
June 4, 2026 · 2 min read
The Best Travel Credit Cards in Canada for 2026
Our top travel cards for Canadians — from no-FX everyday earners to Aeroplan powerhouses — and how to choose between points, miles and flexibility.
May 28, 2026 · 2 min read
Amex Cobalt Review (2026): What the Fee Increase Did to the Math
The Cobalt now costs $191.88 a year and Amex no longer lists groceries in its 5x tier. We ran the break-even: you need about $533 a month on restaurants and delivery before it beats a free 2% cash back card.
August 28, 2026 · 7 min read
BMO Blue Rewards: The 10x Partner Cap Is Reportedly Annual Now
BMO has reportedly moved the Blue Rewards partner cap from monthly to annual — a real gain for lumpy spending. BMO's own benefits guide still shows the monthly cap, so we have not stated the new figures as verified.
August 22, 2026 · 5 min read
Rogers Red Mastercard Changes: 5% on Rogers Bills, 1.5x Bonus Gone
Rogers is raising the rate on Rogers purchases to 5% and removing the 1.5x redemption bonus. We ran the numbers: most cardholders lose money unless Rogers is more than a third of their spending.
August 22, 2026 · 7 min read
Does the Walmart Rewards Mastercard Beat a Cash Back Card?
The Walmart Rewards Mastercard pays 3% at Walmart and 1% everywhere else. We ran the break-even maths: Walmart has to be about half your card spending before it beats a flat 2% cash back card.
August 21, 2026 · 9 min read
Best Aeroplan Credit Cards in Canada (2026)
Which Aeroplan credit card earns the most for Air Canada flyers — plus how to top up your balance with transferable points.
June 5, 2026 · 1 min read
Charge Card vs Credit Card: What's the Difference?
Charge cards and credit cards look alike but work differently. Here's how they compare on balances, limits, interest and credit building.
June 3, 2026 · 1 min read
How to Build Credit in Canada: A Beginner's Guide
A simple, step-by-step guide to building or rebuilding your credit score in Canada — including the best cards to start with.
June 2, 2026 · 2 min read
Cash Back vs Points: Which Credit Card Rewards Are Better?
Cash back is simple and never loses value; points can be worth more if you redeem them well. Here's how to decide which rewards type is right for you.
May 21, 2026 · 2 min read
How Credit Card Interest Works in Canada (and How to Pay $0)
Understand grace periods, how interest is calculated, and the simple habit that lets you pay zero interest forever — no matter your card's rate.
May 12, 2026 · 1 min read