Scotiabank Passport Visa Infinite vs Scotiabank Passport Visa Infinite Business Card
The short answer: for most people the Scotiabank Passport Visa Infinite is the better overall card — we rate it 4.6/5 and it shines if you want travellers who want lounge access and zero fx fees. Choose the Scotiabank Passport Visa Infinite Business Card instead if your priority is maximizing rewards on all purchases.
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| Our rating | 4.6 | 4.6 |
|---|---|---|
| Annual fee | $150/yr | $199/yr |
| Welcome bonus | ~$500 | ~$1,300 |
| Foreign transaction fee | None | None |
| Rewards type | points | points |
| Top earn rates |
|
|
| Purchase interest | 20.99% | 20.99% |
| Income required | $60,000 personal | $60,000 personal |
| Best for | Travellers who want lounge access and zero FX fees | Maximizing rewards on all purchases |
| Apply now | Apply now |
Scotiabank Passport Visa Infinite
Our winnerA traveller's workhorse: no foreign transaction fees, six free lounge passes, and solid everyday earning. The lounge passes alone can justify the fee for frequent flyers.
Scotiabank Passport Visa Infinite Business Card
The Scotiabank Passport Visa Infinite Business Card earns up to 1.5x on all purchases and carries a $199 annual fee (first year free). We estimate around $1300 in first-year value. Figures are illustrative — verify current terms with Scotiabank.
Frequently asked questions
Is the Scotiabank Passport Visa Infinite or the Scotiabank Passport Visa Infinite Business Card better?
For most Canadians, the Scotiabank Passport Visa Infinite is the better overall pick (we rate it 4.6/5 vs 4.6/5). It's especially strong if you want travellers who want lounge access and zero fx fees. The Scotiabank Passport Visa Infinite Business Card can still win if you specifically want maximizing rewards on all purchases.
Which card has the lower annual fee?
The Scotiabank Passport Visa Infinite has the lower annual fee (a $150 annual fee vs a $199 annual fee).
Do either of these cards charge foreign transaction fees?
Scotiabank Passport Visa Infinite: no foreign transaction fee. Scotiabank Passport Visa Infinite Business Card: no foreign transaction fee.