American Express® Cobalt® Card
4.8 Guru Pick
$300
1st-yr value
15,000 Pts
Welcome bonus
$156
Annual fee
5x dining5x groceries3x streaming2x travel
Mobile insuranceRental car cover
Every Credit Card in Canada
Browse and filter all 105 cards — search by name, filter by bank, annual fee, category, rewards program or perks, then sort to find your match. Prefer to browse by issuer? Credit Cards by bank.
Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.
Showing 105 of 105 cards
CIBC® Aeroplan® Visa® Business Card
4.8
$2,415
1st-yr value
$2,415
Welcome bonus
$180
1st year free
1.5x dining1x everything else
Lounge accessFree checked bag
American Express® Business Gold Rewards Card
4.8
$2,001
1st-yr value
$2,001
Welcome bonus
$199
Annual fee
1x everything else
Lounge access
Business Platinum Card from American Express®
4.8
$1,914
1st-yr value
$1,914
Welcome bonus
$799
Annual fee
1.25x everything else
Lounge accessNEXUS credit
Scotiabank® Gold American Express®
4.7 Guru Pick
$650
1st-yr value
40,000 Scene Pts
Welcome bonus
$120
Annual fee
6x groceries5x dining5x entertainment3x streaming
No FX feesMobile insuranceTravel insuranceRental car cover
American Express® Platinum Card
4.7 Guru Pick
$1,200
1st-yr value
110,000 Pts
Welcome bonus
$799
Annual fee
3x dining2x travel1x everything else
Lounge accessNEXUS creditTravel insuranceRental car cover
Scotiabank® Passport® Visa® Infinite Business Card
4.6
$1,300
1st-yr value
$1,300
Welcome bonus
$199
1st year free
1.5x everything else
No FX feesLounge access
American Express® Aeroplan® Business Reserve Card
4.6
$1,147
1st-yr value
$1,147
Welcome bonus
$599
Annual fee
3x travel1.25x everything else
Lounge accessFree checked bagCompanion pass
RBC® British Airways® Visa® Infinite
4.6
$1,135
1st-yr value
$1,135
Welcome bonus
$165
Annual fee
3x travel2x dining1x everything else
CIBC® Aventura® Visa® Card for Business
4.6
$1,050
1st-yr value
$1,050
Welcome bonus
$120
1st year free
2x travel1.5x gas1x everything else
TD® Aeroplan® Visa® Infinite
4.5 Guru Pick
$1,200
1st-yr value
50,000 Miles
Welcome bonus
$139
Annual fee
1.5x groceries1.5x gas1.5x travel1x everything else
Free checked bagNEXUS creditMobile insuranceTravel insurance
BMO® CashBack World Elite Mastercard®
4.5
$260
1st-yr value
$260
Welcome bonus
$120
1st year free
5% groceries4% transit3% gas2% bills
Lounge accessTravel insuranceRental car coverPurchase protection
American Express® Gold Rewards Card
4.5
$600
1st-yr value
75,000 Pts
Welcome bonus
$250
Annual fee
2x groceries2x gas2x travel1x everything else
Travel insuranceRental car cover
American Express® Aeroplan® Reserve Card
4.5
$1,300
1st-yr value
85,000 Miles
Welcome bonus
$599
Annual fee
3x travel2x dining1.25x everything else
Lounge accessFree checked bagTravel insuranceRental car cover
TD® Aeroplan® Visa® Infinite Privilege
4.5
$1,400
1st-yr value
85,000 Miles
Welcome bonus
$599
Annual fee
2x travel1.5x dining1.5x groceries1.25x everything else
Lounge accessFree checked bagTravel insuranceRental car cover
CIBC® Dividend® Visa® Infinite Card
4.5 Guru Pick
$350
1st-yr value
$350
Welcome bonus
$120
1st year free
4% groceries4% gas2% transit2% dining
Mobile insuranceTravel insuranceRental car coverConcierge
Scotia Momentum® Visa® Infinite + Card
4.5 Guru Pick
$420
1st-yr value
$300
Welcome bonus
$120
1st year free
4% groceries4% bills2% gas2% transit
Mobile insuranceTravel insuranceRental car coverConcierge
Tangerine® Money-Back Credit Card
4.4 Guru Pick
$100
1st-yr value
$100
Welcome bonus
No fee
Annual fee
2% groceries2% gas2% bills0.5% everything else
Purchase protection
Rogers® Red World Elite Mastercard®
4.4
$60
1st-yr value
$60
Welcome bonus
No fee
Annual fee
3% travel1.5% everything else
Lounge accessTravel insuranceRental car coverPurchase protection
Wealthsimple® Credit Card
4.4 Guru Pick
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
1% everything else
No FX feesPurchase protection
TD® First Class Travel Visa® Infinite
4.4 Guru Pick
$800
1st-yr value
165,000 Pts
Welcome bonus
$139
Annual fee
8x travel6x dining2x everything else
Travel insuranceRental car cover
CIBC® Aeroplan® Visa® Infinite
4.4
$1,200
1st-yr value
50,000 Miles
Welcome bonus
$139
Annual fee
1.5x groceries1.5x gas1.5x travel1x everything else
Free checked bagNEXUS creditTravel insuranceRental car cover
Scotiabank® Platinum American Express®
4.4
$600
1st-yr value
60,000 Scene Pts
Welcome bonus
$399
Annual fee
4x dining3x groceries1x everything else
No FX feesLounge accessTravel insuranceRental car cover
Scotiabank® Passport® Visa® Infinite Plus Card
4.4
$850
1st-yr value
$850
Welcome bonus
$150
Annual fee
3x groceries1x everything else
No FX feesLounge access
BMO® Ascend® World Elite Business Mastercard®
4.4
$972
1st-yr value
$972
Welcome bonus
$149
1st year free
4x gas1.5x everything else
Lounge access
BMO® eclipse® Visa® Infinite Card
4.4
$839
1st-yr value
$839
Welcome bonus
$120
1st year free
5x dining1x everything else
RBC® Avion® Visa® Infinite Privilege
4.4
$826
1st-yr value
$826
Welcome bonus
$399
Annual fee
1.25x everything else
Lounge access
BMO® Blue Rewards World Elite Mastercard®
4.4
$800
1st-yr value
$800
Welcome bonus
$150
1st year free
2x groceries1x everything else
Lounge accessNEXUS credit
American Express® Aeroplan® Card
4.4
$773
1st-yr value
$773
Welcome bonus
$120
Annual fee
2x travel1.5x dining1x everything else
Free checked bag
SimplyCash® Preferred Card from American Express®
4.4
$200
1st-yr value
$250
Welcome bonus
$120
Annual fee
4% groceries4% gas2% everything else
Mobile insuranceTravel insuranceRental car coverPurchase protection
CIBC® Aventura® Visa® Infinite
4.3
$1,000
1st-yr value
35,000 Aventura Pts
Welcome bonus
$139
1st year free
2x travel1.5x gas1.5x groceries1.5x drugstore
Lounge accessMobile insuranceTravel insuranceRental car cover
BMO® CashBack Mastercard®
4.3
$125
1st-yr value
$125
Welcome bonus
No fee
Annual fee
3% groceries1% bills0.5% everything else
Purchase protection
RBC® Avion® Visa® Infinite
4.3
$700
1st-yr value
55,000 Avion Pts
Welcome bonus
$120
Annual fee
1.25x travel1x everything else
Travel insuranceRental car cover
BMO® Ascend® World Elite Mastercard®
4.3
$700
1st-yr value
60,000 Pts
Welcome bonus
$150
Annual fee
5x travel3x dining3x bills1x everything else
Lounge accessTravel insuranceRental car cover
Tangerine® Money-Back World Mastercard®
4.3
$100
1st-yr value
$100
Welcome bonus
No fee
Annual fee
2% groceries2% gas2% bills0.5% everything else
Lounge accessMobile insuranceRental car coverPurchase protection
Simplii® Financial Cash Back Visa®
4.2
$150
1st-yr value
$150
Welcome bonus
No fee
Annual fee
4% dining1.5% gas1.5% groceries1.5% bills
Purchase protection
Neo® World Elite Mastercard®
4.2
$75
1st-yr value
$75
Welcome bonus
No fee
Annual fee
1% everything else
Purchase protection
American Express® Marriott® Bonvoy® Card
4.2
$800
1st-yr value
75,000 Bonvoy Pts
Welcome bonus
$120
Annual fee
5x travel2x everything else
Travel insuranceRental car cover
RBC® Avion® Visa® Infinite Business
4.2
$725
1st-yr value
$725
Welcome bonus
$175
Annual fee
1.25x everything else
BMO® eclipse® Visa® Infinite Privilege Card
4.2
$606
1st-yr value
$606
Welcome bonus
$599
Annual fee
5x groceries1x everything else
Lounge accessNEXUS credit
BMO® VIPorter® World Elite Mastercard®
4.2
$590
1st-yr value
$590
Welcome bonus
$199
1st year free
3x travel2x groceries1x everything else
Free checked bagCompanion pass
CIBC® Aeroplan® Visa® Infinite Privilege Card
4.2
$582
1st-yr value
$582
Welcome bonus
$599
Annual fee
2x travel1.5x groceries1.25x everything else
Lounge accessFree checked bagCompanion pass
Desjardins® Odyssey® Visa® Infinite Privilege
4.2 Guru Pick
—
1st-yr value
—
Welcome bonus
$295
Annual fee
4x dining4x entertainment4x transit3x groceries
Lounge accessCompanion passMobile insuranceTravel insurance
TD® Cash Back Visa® Infinite Card
4.1 Guru Pick
$489
1st-yr value
$600
Welcome bonus
$139
1st year free
3% groceries3% gas3% transit3% bills
Mobile insuranceTravel insuranceRental car coverConcierge
Scotiabank® American Express® Card
4.1
$100
1st-yr value
10,000 Scene Pts
Welcome bonus
No fee
Annual fee
3x groceries2x dining2x entertainment2x gas
Mobile insuranceRental car coverPurchase protection
MBNA® Rewards World Elite Mastercard®
4.1
$300
1st-yr value
30,000 Pts
Welcome bonus
$120
Annual fee
5x groceries5x dining5x streaming5x bills
Mobile insuranceTravel insuranceRental car coverPurchase protection
Triangle® World Elite Mastercard®
4.1 Guru Pick
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
4% everything else3% groceries1% gas1% everything else
Rental car coverPurchase protection
Desjardins® Cash Back World Elite Mastercard®
4.1 Guru Pick
—
1st-yr value
—
Welcome bonus
$100
Annual fee
4% groceries3% dining3% entertainment3% transit
Lounge accessMobile insuranceTravel insuranceRental car cover
Scotiabank® Scene+® Visa® Card
4.0
$50
1st-yr value
5,000 Scene Pts
Welcome bonus
No fee
Annual fee
2x groceries2x entertainment1x everything else
Purchase protection
Marriott® Bonvoy® Business American Express® Card
4.0
$530
1st-yr value
$530
Welcome bonus
$150
Annual fee
5x travel3x dining2x everything else
CIBC® Aventura® Gold Visa® Card
4.0
$480
1st-yr value
$480
Welcome bonus
$139
1st year free
2x travel1.5x groceries1x everything else
Lounge accessNEXUS credit
Scotiabank® Passport® Visa® Infinite Privilege Card
4.0
$451
1st-yr value
$451
Welcome bonus
$599
Annual fee
6x travel2x dining1x everything else
No FX feesLounge access
TD® Aeroplan® Visa® Platinum Card
4.0
$441
1st-yr value
$441
Welcome bonus
$89
1st year free
1x groceries0.67x everything else
National Bank® World Elite Mastercard®
4.0
$400
1st-yr value
$400
Welcome bonus
$150
Annual fee
5x groceries2x gas1x everything else
Lounge access
CIBC® Aventura® Visa® Infinite Privilege Card
4.0
$800
1st-yr value
80,000 Aventura Pts
Welcome bonus
$499
Annual fee
3x travel2x dining2x transit2x gas
Lounge accessCompanion passNEXUS creditMobile insurance
CIBC® Dividend® Platinum Visa® Card
4.0
$300
1st-yr value
$300
Welcome bonus
$99
1st year free
3% groceries3% gas2% transit2% dining
Rental car cover
CIBC® Costco® Mastercard®
4.0
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
3% dining3% gas2% gas2% everything else
Mobile insurancePurchase protection
RBC® ION+® Visa®
4.0
$100
1st-yr value
14,000 Avion Pts
Welcome bonus
$48
1st year free
3x groceries3x gas3x dining3x streaming
Mobile insurancePurchase protection
PC® World Elite Mastercard®
4.0
$20
1st-yr value
20,000 Pts
Welcome bonus
No fee
Annual fee
45x drugstore30x groceries30x gas10x everything else
Travel insuranceRental car coverConciergePurchase protection
United® MileagePlus® Neo® World Elite Mastercard®
4.0
$375
1st-yr value
25,000 Miles
Welcome bonus
$89
Annual fee
1.25x travel1x dining1x groceries0.75x everything else
Lounge accessFree checked bagCompanion passNEXUS credit
Desjardins® Odyssey® World Elite Mastercard®
4.0
—
1st-yr value
—
Welcome bonus
$130
Annual fee
3x groceries3x dining2x entertainment2x transit
Lounge accessMobile insuranceTravel insuranceRental car cover
SimplyCash® Card from American Express®
3.9
$100
1st-yr value
$100
Welcome bonus
No fee
Annual fee
2% groceries2% gas1.25% everything else
Purchase protection
WestJet® RBC® World Elite Mastercard® for Business
3.9
$450
1st-yr value
45,000 Pts
Welcome bonus
$175
Annual fee
6x travel3x bills1.5x everything else
Lounge accessFree checked bagMobile insuranceTravel insurance
Meridian® Visa® Infinite Cash Back Card
3.9
$70
1st-yr value
$70
Welcome bonus
$99
1st year free
4% groceries4% gas2% drugstore2% bills
Travel insuranceConciergePurchase protection
WestJet® RBC® World Elite Mastercard®
3.8
$386
1st-yr value
$386
Welcome bonus
$139
Annual fee
2x groceries1.5x everything else
Lounge accessFree checked bag
Neo® World Mastercard®
3.8
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
2% groceries2% bills2% gas0.5% everything else
Purchase protection
Home Trust® Preferred Visa®
3.8
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
1% everything else
No FX fees
CIBC® Dividend® Visa® Card for Students
3.7
$125
1st-yr value
$125
Welcome bonus
No fee
Annual fee
2% groceries1% gas1% transit1% dining
MBNA® Rewards Platinum Plus Mastercard®
3.7
$100
1st-yr value
10,000 Pts
Welcome bonus
No fee
Annual fee
2x groceries2x dining2x streaming2x bills
Mobile insuranceRental car coverPurchase protection
Cathay® World Elite Mastercard® – Powered by Neo®
3.7
$480
1st-yr value
30,000 Miles
Welcome bonus
$180
Annual fee
2x travel2x everything else1x everything else
Lounge accessPurchase protection
Rogers® Red Mastercard®
3.7
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
2% everything else2% everything else
Desjardins® Odyssey® Gold Visa®
3.7
—
1st-yr value
—
Welcome bonus
$110
Annual fee
2x dining2x entertainment2x transit2x bills
Lounge accessMobile insuranceTravel insuranceRental car cover
American Express® Green Card
3.6
$200
1st-yr value
10,000 Pts
Welcome bonus
No fee
Annual fee
1x everything else
Purchase protection
CIBC® Aeroplan® Visa® Card
3.6
$200
1st-yr value
10,000 Aeroplan Pts
Welcome bonus
No fee
Annual fee
1x gas1x groceries1x travel0.67x everything else
Rental car cover
RBC® ION® Visa®
3.6
$50
1st-yr value
7,000 Avion Pts
Welcome bonus
No fee
Annual fee
1.5x groceries1.5x gas1.5x streaming1x everything else
Purchase protection
BMO® eclipse® rise Visa® Card
3.6
$175
1st-yr value
25,000 Pts
Welcome bonus
No fee
Annual fee
2.5x bills2.5x groceries2.5x dining0.5x everything else
Mobile insurancePurchase protection
Desjardins® Cash Back Mastercard®
3.6
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
2% dining2% entertainment2% transit2% bills
Mobile insuranceTravel insuranceRental car coverPurchase protection
TD® Platinum Travel Visa® Card
3.5
$339
1st-yr value
50,000 Pts
Welcome bonus
$89
1st year free
6x travel4.5x groceries4.5x dining4.5x transit
Mobile insuranceRental car coverPurchase protection
CIBC® Aventura® Visa® Card for Students
3.5
$125
1st-yr value
12,500 Aventura Pts
Welcome bonus
No fee
Annual fee
1x gas1x groceries1x drugstore1x travel
BMO® VIPorter® Mastercard®
3.5
$419
1st-yr value
40,000 Pts
Welcome bonus
$89
1st year free
2x travel1x gas1x groceries1x dining
Rental car coverPurchase protection
Air France® KLM® World Elite Mastercard®
3.5
$132
1st-yr value
132 Miles
Welcome bonus
$132
1st year free
5x travel2x dining1x everything else
Lounge access
TD® Rewards Visa® Card
3.4
$76
1st-yr value
15,152 Pts
Welcome bonus
No fee
Annual fee
4x travel3x groceries3x dining3x transit
Mobile insurancePurchase protection
CIBC® Dividend® Visa® Card
3.4
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
2% groceries1% gas1% transit1% dining
CIBC® Adapta® Mastercard®
3.4
$100
1st-yr value
6,000 Pts
Welcome bonus
No fee
Annual fee
2x travel1.5x everything else1x everything else
RBC® Cash Back Mastercard®
3.4
$70
1st-yr value
$1,000
Welcome bonus
No fee
Annual fee
2% groceries0.5% everything else
Purchase protection
BMO® CashBack Business Mastercard®
3.4
$150
1st-yr value
$150
Welcome bonus
No fee
Annual fee
1.5% gas1.5% bills0.75% everything else
Purchase protection
BMO® Preferred Rate Mastercard®
3.4
$29
1st-yr value
$29
Welcome bonus
$29
1st year free
Purchase protection
CIBC® Aventura® Visa® Card
3.3
$125
1st-yr value
12,500 Aventura Pts
Welcome bonus
No fee
Annual fee
1x gas1x groceries1x drugstore1x travel
WestJet® RBC® Mastercard®
3.3
$150
1st-yr value
15,000 Pts
Welcome bonus
$39
Annual fee
1.5x travel1.5x dining1.5x streaming1x everything else
Companion passMobile insuranceRental car coverPurchase protection
RBC® Cash Back Preferred World Elite Mastercard®
3.3
—
1st-yr value
—
Welcome bonus
$99
Annual fee
1.5% everything else
Lounge accessRental car coverPurchase protection
Scotia Momentum® No-Fee Visa® Card
3.3
$200
1st-yr value
$200
Welcome bonus
No fee
Annual fee
1% groceries1% gas1% transit1% drugstore
Rental car cover
BMO® Blue Rewards Mastercard®
3.3
$135
1st-yr value
20,000 Pts
Welcome bonus
No fee
Annual fee
5x travel1x groceries1x gas0.5x everything else
Purchase protection
Laurentian® Bank Visa® Infinite Card
3.3
$120
1st-yr value
12,000 Pts
Welcome bonus
$130
Annual fee
2x groceries2x gas2x travel2x transit
Travel insuranceRental car coverConciergePurchase protection
Brim® World Elite Mastercard®
3.3
—
1st-yr value
—
Welcome bonus
$89
1st year free
1x everything else
Lounge accessMobile insuranceTravel insuranceRental car cover
Meridian® Visa® Infinite Travel Rewards Card
3.2
$56
1st-yr value
7,000 Pts
Welcome bonus
$99
1st year free
3x travel1.5x everything else
Travel insuranceConciergePurchase protection
TD® Cash Back Visa® Card
2.8
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
1% groceries1% gas1% transit1% bills
Rental car coverPurchase protection
Brim® World Mastercard®
2.8
—
1st-yr value
—
Welcome bonus
$99
Annual fee
1x everything else
Lounge accessMobile insuranceTravel insuranceRental car cover