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Scotiabank Passport Visa Infinite Business Card review

4.6Rated by the CreditCardGuru Editorial Team

The Scotiabank Passport Visa Infinite Business Card earns up to 1.5x on all purchases and carries a $199 annual fee (first year free). We estimate around $1300 in first-year value. Figures are illustrative — verify current terms with Scotiabank.

At a glance

Annual fee
$199
Welcome bonus
~$1,300
Foreign tx fee
None
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

All Purchases1.5x

Welcome offer: Up to ~$1,300 in first-year value.

Pros & cons

Pros

  • Earns 1.5x on all purchases
  • Airport lounge access
  • No foreign transaction fees
  • Strong first-year value (~$1300)
  • First Year Free on the annual fee

Cons

  • Best value comes from travel redemptions

Perks & insurance

Key perks

  • Lounge Access
  • No FX Fees

Insurance

    Rates & fees

    Annual fee
    $199
    Purchase interest
    20.99%
    Cash advance
    22.99%
    Foreign transactions
    No fee
    Min. personal income
    $60,000

    First Year Free.

    Compare Scotiabank Passport Visa Infinite Business Card with…

    Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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