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Scotiabank® Passport® Visa® Infinite Business Card review

Name: Scotiabank Passport Visa Infinite Business Card
Brand: Scotiabank

4.6Rated by the CreditCardGuru Editorial Team

The Scotiabank Passport Visa Infinite Business Card earns up to 1.5x on all purchases and carries a $199 annual fee (first year free). We estimate around $1300 in first-year value. Figures are illustrative — verify current terms with Scotiabank.

At a glance

Annual fee: $199
Welcome bonus: ~$1,300
Foreign tx fee: None
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

All Purchases

1.5x

Welcome offer: Up to ~$1,300 in first-year value.

Pros & cons

Pros

Earns 1.5x on all purchases
Airport lounge access
No foreign transaction fees
Strong first-year value (~$1300)
First Year Free on the annual fee

Cons

Best value comes from travel redemptions

Perks & insurance

Key perks

Lounge Access
No FX Fees

Insurance

Rates & fees

Annual fee: $199
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: No fee
Min. personal income: $60,000

First Year Free.

Compare Scotiabank® Passport® Visa® Infinite Business Card with…

vs Scotiabank Gold American Express vs Wealthsimple Credit Card

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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4.8·Foodies and everyday spenders who want maximum points on dining and groceries

Annual fee: $156/yr
Welcome bonus: ~$300
Top reward: 5x eats & food delivery

Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

Suggested score 720+ · Excellent credit

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CIBC®

CIBC® Aeroplan® Visa® Business Card

4.8·Maximizing rewards on travel & dining

Annual fee: $180/yr
Welcome bonus: ~$2,415
Top reward: 1.5x travel & dining

Earns 1.5x on travel & dining
Airport lounge access

Suggested score 720+ · Excellent credit

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Scotiabank® Passport® Visa® Infinite Business Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/scotiabank-passport-visa-infinite-business, updated June 7, 2026.