Rogers Red World Elite Mastercard vs Tangerine Money-Back Credit Card
The short answer: for most people the Rogers Red World Elite Mastercard is the better overall card — we rate it 4.4/5 and it shines if you want simple flat-rate cash back and us-dollar spending. Choose the Tangerine Money-Back Credit Card instead if your priority is no-fee cash back with customizable bonus categories.
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| Our rating | 4.4 | 4.4 |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | ~$60 | ~$100 |
| Foreign transaction fee | 2.5% | 2.5% |
| Rewards type | cash back | cash back |
| Top earn rates |
|
|
| Purchase interest | 20.99% | 19.95% |
| Income required | $80,000 personal | None stated |
| Best for | Simple flat-rate cash back and US-dollar spending | No-fee cash back with customizable bonus categories |
| Apply now | Apply now |
Rogers Red World Elite Mastercard
Our winnerThe go-to no-fee card for cross-border and USD shoppers. The flat 1.5% is decent; the 3% on US-dollar purchases is what makes it special.
Tangerine Money-Back Credit Card
The smartest no-fee cash-back card for people who want to tailor their bonus categories. Pair it with a Tangerine savings account for a third 2% category.
Frequently asked questions
Is the Rogers Red World Elite Mastercard or the Tangerine Money-Back Credit Card better?
For most Canadians, the Rogers Red World Elite Mastercard is the better overall pick (we rate it 4.4/5 vs 4.4/5). It's especially strong if you want simple flat-rate cash back and us-dollar spending. The Tangerine Money-Back Credit Card can still win if you specifically want no-fee cash back with customizable bonus categories.
Which card has the lower annual fee?
Both cards have no annual fee.
Do either of these cards charge foreign transaction fees?
Rogers Red World Elite Mastercard: 2.5% foreign transaction fee. Tangerine Money-Back Credit Card: 2.5% foreign transaction fee.