Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

Rogers Red World Elite Mastercard
cash backno fee

Rogers Red World Elite Mastercard

4.4

Welcome bonus

Up to $60 cash back

  • 3% us-dollar purchasesEffectively offsets the FX fee
  • 1.5% everything else
Annual fee
No annual fee
Interest rates

Purchases

20.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

The go-to no-fee card for cross-border and USD shoppers. The flat 1.5% is decent; the 3% on US-dollar purchases is what makes it special.

At a glance

Annual fee
No annual fee
Welcome bonus
$60
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
cash back
Purchase APR
20.99%

Rewards & earn rates

US-dollar purchasesEffectively offsets the FX fee3%
Everything else1.5%

Welcome offer: Up to $60 cash back.

Pros & cons

Pros

  • Flat 1.5% on everything with no fee
  • Uniquely good for US-dollar spending
  • World Elite perks at $0 annual fee

Cons

  • Best US-dollar rate needs a Rogers/Shaw account to redeem easily
  • $80k income requirement for a no-fee card

Perks & insurance

Key perks

  • No annual fee with World Elite benefits
  • 3% back on US-dollar purchases offsets the FX fee
  • Mastercard Travel Pass lounge access

Insurance

  • Travel emergency medical
  • Rental car collision/loss damage
  • Extended warranty & purchase protection

Rates & fees

Annual fee
None
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$80,000
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Rogers Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Rogers Bank's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Rogers Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with Rogers Bank. Trademarks belong to their respective owners.

Similar cards to consider

CIBC Dividend Visa Infinite Card

CIBC Dividend Visa Infinite Card

4.5·Households with heavy grocery and gas spend who want maximum cash back.
Annual fee
$120 $0
Welcome bonus
$350
Top reward
4% groceries
  • 4% on gas and groceries is among the highest in Canada
  • Strong 2% middle tier covers dining, transit and bills

Suggested score 720+ · Excellent credit

Apply nowView details
Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

  • 200+ Canadian cards tracked
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Cite this page

Rogers Red World Elite Mastercard Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/rogers-red-world-elite, updated June 1, 2026.

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