Scotiabank Gold American Express vs Scotiabank Passport Visa Infinite Business Card
The short answer: for most people the Scotiabank Gold American Express is the better overall card — we rate it 4.7/5 and it shines if you want grocery shoppers and travellers who want no foreign transaction fees. Choose the Scotiabank Passport Visa Infinite Business Card instead if your priority is maximizing rewards on all purchases.
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| Our rating | 4.7 | 4.6 |
|---|---|---|
| Annual fee | $120/yr | $199/yr |
| Welcome bonus | ~$650 | ~$1,300 |
| Foreign transaction fee | None | None |
| Rewards type | points | points |
| Top earn rates |
|
|
| Purchase interest | 20.99% | 20.99% |
| Income required | None stated | $60,000 personal |
| Best for | Grocery shoppers and travellers who want no foreign transaction fees | Maximizing rewards on all purchases |
| Apply now | Apply now |
Scotiabank Gold American Express
Our winnerA do-it-all rewards card: category-leading grocery earning, strong dining and entertainment multipliers, and no FX fee for when you travel or shop in USD.
Scotiabank Passport Visa Infinite Business Card
The Scotiabank Passport Visa Infinite Business Card earns up to 1.5x on all purchases and carries a $199 annual fee (first year free). We estimate around $1300 in first-year value. Figures are illustrative — verify current terms with Scotiabank.
Frequently asked questions
Is the Scotiabank Gold American Express or the Scotiabank Passport Visa Infinite Business Card better?
For most Canadians, the Scotiabank Gold American Express is the better overall pick (we rate it 4.7/5 vs 4.6/5). It's especially strong if you want grocery shoppers and travellers who want no foreign transaction fees. The Scotiabank Passport Visa Infinite Business Card can still win if you specifically want maximizing rewards on all purchases.
Which card has the lower annual fee?
The Scotiabank Gold American Express has the lower annual fee (a $120 annual fee vs a $199 annual fee).
Do either of these cards charge foreign transaction fees?
Scotiabank Gold American Express: no foreign transaction fee. Scotiabank Passport Visa Infinite Business Card: no foreign transaction fee.