American Express® Cobalt® Card
4.8 Guru Pick
$300
1st-yr value
15,000 Pts
Welcome bonus
$156
Annual fee
5x dining5x groceries3x streaming2x travel
Mobile insuranceRental car cover
American Express Credit Cards
Updated June 2026 · 13 cards · Independently rated by the CreditCardGuru editorial team
American Express offers 13 credit cards in Canada, spanning rewards, travel, cash back and no-fee cards. Our top-rated American Express credit card is the American Express Cobalt Card (4.8/5) — best for foodies and everyday spenders who want maximum points on dining and groceries. Compare every American Express credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best American Express card for the way you spend.
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American Express® Business Gold Rewards Card
4.8
$2,001
1st-yr value
$2,001
Welcome bonus
$199
Annual fee
1x everything else
Lounge access
Business Platinum Card from American Express®
4.8
$1,914
1st-yr value
$1,914
Welcome bonus
$799
Annual fee
1.25x everything else
Lounge accessNEXUS credit
American Express® Platinum Card
4.7 Guru Pick
$1,200
1st-yr value
110,000 Pts
Welcome bonus
$799
Annual fee
3x dining2x travel1x everything else
Lounge accessNEXUS creditTravel insuranceRental car cover
American Express® Aeroplan® Business Reserve Card
4.6
$1,147
1st-yr value
$1,147
Welcome bonus
$599
Annual fee
3x travel1.25x everything else
Lounge accessFree checked bagCompanion pass
American Express® Gold Rewards Card
4.5
$600
1st-yr value
75,000 Pts
Welcome bonus
$250
Annual fee
2x groceries2x gas2x travel1x everything else
Travel insuranceRental car cover
American Express® Aeroplan® Reserve Card
4.5
$1,300
1st-yr value
85,000 Miles
Welcome bonus
$599
Annual fee
3x travel2x dining1.25x everything else
Lounge accessFree checked bagTravel insuranceRental car cover
American Express® Aeroplan® Card
4.4
$773
1st-yr value
$773
Welcome bonus
$120
Annual fee
2x travel1.5x dining1x everything else
Free checked bag
SimplyCash® Preferred Card from American Express®
4.4
$200
1st-yr value
$250
Welcome bonus
$120
Annual fee
4% groceries4% gas2% everything else
Mobile insuranceTravel insuranceRental car coverPurchase protection
American Express® Marriott® Bonvoy® Card
4.2
$800
1st-yr value
75,000 Bonvoy Pts
Welcome bonus
$120
Annual fee
5x travel2x everything else
Travel insuranceRental car cover
Marriott® Bonvoy® Business American Express® Card
4.0
$530
1st-yr value
$530
Welcome bonus
$150
Annual fee
5x travel3x dining2x everything else
SimplyCash® Card from American Express®
3.9
$100
1st-yr value
$100
Welcome bonus
No fee
Annual fee
2% groceries2% gas1.25% everything else
Purchase protection
American Express® Green Card
3.6
$200
1st-yr value
10,000 Pts
Welcome bonus
No fee
Annual fee
1x everything else
Purchase protection
American Express credit cards: FAQ
What is the best American Express credit card in Canada?
Our highest-rated American Express card is the American Express Cobalt Card (4.8/5), with a welcome offer worth around $300. The American Express Business Gold Rewards Card is a strong runner-up.
Does American Express have a no annual fee credit card?
Yes — American Express offers 2 no annual fee cards, including the SimplyCash Card from American Express.
What types of American Express credit cards are there?
American Express offers rewards, travel, cash back and no-fee credit cards in Canada. Use the filters and reward details below to match a American Express card to your spending.
What credit score do you need for a American Express credit card?
Most American Express rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.
Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.
Written by
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CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
- 200+ Canadian cards tracked
- Transparent rating methodology
- Updated continuously
Cite this page
“American Express Credit Cards in Canada” — CreditCardGuru, https://creditcardguru.ca/banks/american-express.