American Express Cobalt Card
4.8 Guru Pick
$300
1st-yr value
15,000 Pts
Welcome bonus
$156
Annual fee
5x dining5x groceries3x streaming2x travel
Mobile insuranceRental car cover
American Express Credit Cards
Updated June 2026 · 13 cards · Independently rated by the CreditCardGuru editorial team
American Express offers 13 credit cards in Canada, spanning rewards, travel, cash back and no-fee cards. Our top-rated American Express credit card is the American Express Cobalt Card (4.8/5) — best for foodies and everyday spenders who want maximum points on dining and groceries. Compare every American Express credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best American Express card for the way you spend.
Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.
American Express Business Gold Rewards Card
4.8
$2,001
1st-yr value
$2,001
Welcome bonus
$199
Annual fee
1x everything else
Lounge access
Business Platinum Card from American Express
4.8
$1,914
1st-yr value
$1,914
Welcome bonus
$799
Annual fee
1.25x everything else
Lounge accessNEXUS credit
American Express Platinum Card
4.7 Guru Pick
$1,200
1st-yr value
110,000 Pts
Welcome bonus
$799
Annual fee
3x dining2x travel1x everything else
Lounge accessNEXUS creditTravel insuranceRental car cover
American Express Aeroplan Business Reserve Card
4.6
$1,147
1st-yr value
$1,147
Welcome bonus
$599
Annual fee
3x travel1.25x everything else
Lounge accessFree checked bagCompanion pass
American Express Gold Rewards Card
4.5
$600
1st-yr value
75,000 Pts
Welcome bonus
$250
Annual fee
2x groceries2x gas2x travel1x everything else
Travel insuranceRental car cover
American Express Aeroplan Reserve Card
4.5
$1,300
1st-yr value
85,000 Miles
Welcome bonus
$599
Annual fee
3x travel2x dining1.25x everything else
Lounge accessFree checked bagTravel insuranceRental car cover
American Express Aeroplan Card
4.4
$773
1st-yr value
$773
Welcome bonus
$120
Annual fee
2x travel1.5x dining1x everything else
Free checked bag
SimplyCash Preferred Card from American Express
4.4
$200
1st-yr value
$250
Welcome bonus
$120
Annual fee
4% groceries4% gas2% everything else
Mobile insuranceTravel insuranceRental car coverPurchase protection
American Express Marriott Bonvoy Card
4.2
$800
1st-yr value
75,000 Bonvoy Pts
Welcome bonus
$120
Annual fee
5x travel2x everything else
Travel insuranceRental car cover
Marriott Bonvoy Business American Express Card
4.0
$530
1st-yr value
$530
Welcome bonus
$150
Annual fee
5x travel3x dining2x everything else
SimplyCash Card from American Express
3.9
$100
1st-yr value
$100
Welcome bonus
No fee
Annual fee
2% groceries2% gas1.25% everything else
Purchase protection
American Express Green Card
3.6
$200
1st-yr value
10,000 Pts
Welcome bonus
No fee
Annual fee
1x everything else
Purchase protection
American Express credit cards: FAQ
What is the best American Express credit card in Canada?
Our highest-rated American Express card is the American Express Cobalt Card (4.8/5), with a welcome offer worth around $300. The American Express Business Gold Rewards Card is a strong runner-up.
Does American Express have a no annual fee credit card?
Yes — American Express offers 2 no annual fee cards, including the SimplyCash Card from American Express.
What types of American Express credit cards are there?
American Express offers rewards, travel, cash back and no-fee credit cards in Canada. Use the filters and reward details below to match a American Express card to your spending.
What credit score do you need for a American Express credit card?
Most American Express rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.