Scotiabank® Gold American Express®
4.7 Guru Pick
$650
1st-yr value
40,000 Scene Pts
Welcome bonus
$120
Annual fee
6x groceries5x dining5x entertainment3x streaming
No FX feesMobile insuranceTravel insuranceRental car cover
Scotiabank Credit Cards
Updated June 2026 · 10 cards · Independently rated by the CreditCardGuru editorial team
Scotiabank offers 10 credit cards in Canada, spanning rewards, travel, cash back, no-fee and balance-transfer cards. Our top-rated Scotiabank credit card is the Scotiabank Gold American Express (4.7/5) — best for grocery shoppers and travellers who want no foreign transaction fees. Compare every Scotiabank credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Scotiabank card for the way you spend.
Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.
Scotiabank® Passport® Visa® Infinite Business Card
4.6
$1,300
1st-yr value
$1,300
Welcome bonus
$199
1st year free
1.5x everything else
No FX feesLounge access
Scotia Momentum® Visa® Infinite + Card
4.5 Guru Pick
$420
1st-yr value
$300
Welcome bonus
$120
1st year free
4% groceries4% bills2% gas2% transit
Mobile insuranceTravel insuranceRental car coverConcierge
Scotiabank® Platinum American Express®
4.4
$600
1st-yr value
60,000 Scene Pts
Welcome bonus
$399
Annual fee
4x dining3x groceries1x everything else
No FX feesLounge accessTravel insuranceRental car cover
Scotiabank® Passport® Visa® Infinite Plus Card
4.4
$850
1st-yr value
$850
Welcome bonus
$150
Annual fee
3x groceries1x everything else
No FX feesLounge access
Scotiabank® American Express® Card
4.1
$100
1st-yr value
10,000 Scene Pts
Welcome bonus
No fee
Annual fee
3x groceries2x dining2x entertainment2x gas
Mobile insuranceRental car coverPurchase protection
Scotiabank® Scene+® Visa® Card
4.0
$50
1st-yr value
5,000 Scene Pts
Welcome bonus
No fee
Annual fee
2x groceries2x entertainment1x everything else
Purchase protection
Scotiabank® Passport® Visa® Infinite Privilege Card
4.0
$451
1st-yr value
$451
Welcome bonus
$599
Annual fee
6x travel2x dining1x everything else
No FX feesLounge access
Scotia Momentum® No-Fee Visa® Card
3.3
$200
1st-yr value
$200
Welcome bonus
No fee
Annual fee
1% groceries1% gas1% transit1% drugstore
Rental car cover
Scotiabank credit cards: FAQ
What is the best Scotiabank credit card in Canada?
Our highest-rated Scotiabank card is the Scotiabank Gold American Express (4.7/5), with a welcome offer worth around $650. The Scotiabank Passport Visa Infinite Business Card is a strong runner-up.
Does Scotiabank have a no annual fee credit card?
Yes — Scotiabank offers 3 no annual fee cards, including the Scotiabank American Express Card.
What types of Scotiabank credit cards are there?
Scotiabank offers rewards, travel, cash back, no-fee and balance-transfer credit cards in Canada. Use the filters and reward details below to match a Scotiabank card to your spending.
Does Scotiabank have a credit card with no foreign transaction fees?
Yes — the Scotiabank Gold American Express waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Scotiabank credit card?
Most Scotiabank rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.
Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.
Written by
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CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
- 200+ Canadian cards tracked
- Transparent rating methodology
- Updated continuously
Cite this page
“Scotiabank Credit Cards in Canada” — CreditCardGuru, https://creditcardguru.ca/banks/scotiabank.