Scotiabank Gold American Express
4.7 Guru Pick
$650
1st-yr value
40,000 Scene Pts
Welcome bonus
$120
Annual fee
6x groceries5x dining5x entertainment3x streaming
No FX feesMobile insuranceTravel insuranceRental car cover
Scotiabank Credit Cards
Updated June 2026 · 11 cards · Independently rated by the CreditCardGuru editorial team
Scotiabank offers 11 credit cards in Canada, spanning rewards, travel, cash back, no-fee and balance-transfer cards. Our top-rated Scotiabank credit card is the Scotiabank Gold American Express (4.7/5) — best for grocery shoppers and travellers who want no foreign transaction fees. Compare every Scotiabank credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Scotiabank card for the way you spend.
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Scotiabank Passport Visa Infinite
4.6 Guru Pick
$500
1st-yr value
35,000 Scene Pts
Welcome bonus
$150
1st year free
3x groceries3x dining3x entertainment3x transit
No FX feesLounge accessCompanion passMobile insurance
Scotiabank Passport Visa Infinite Business Card
4.6
$1,300
1st-yr value
$1,300
Welcome bonus
$199
1st year free
1.5x everything else
No FX feesLounge access
Scotia Momentum Visa Infinite + Card
4.5 Guru Pick
$420
1st-yr value
$2,000
Welcome bonus
$120
1st year free
4% groceries4% bills2% gas2% transit
Mobile insuranceTravel insuranceRental car coverConcierge
Scotiabank Platinum American Express
4.4
$600
1st-yr value
60,000 Scene Pts
Welcome bonus
$399
Annual fee
4x dining3x groceries1x everything else
No FX feesLounge accessTravel insuranceRental car cover
Scotiabank Passport Visa Infinite Plus Card
4.4
$850
1st-yr value
$850
Welcome bonus
$150
Annual fee
3x groceries1x everything else
No FX feesLounge access
Scotiabank American Express Card
4.1
$100
1st-yr value
10,000 Scene Pts
Welcome bonus
No fee
Annual fee
3x groceries2x dining2x entertainment2x gas
Mobile insuranceRental car coverPurchase protection
Scotiabank Scene+ Visa Card
4.0
$50
1st-yr value
5,000 Scene Pts
Welcome bonus
No fee
Annual fee
2x groceries2x entertainment1x everything else
Purchase protection
Scotiabank Passport Visa Infinite Privilege Card
4.0
$451
1st-yr value
$451
Welcome bonus
$599
Annual fee
6x travel2x dining1x everything else
No FX feesLounge access
Scotia Momentum No-Fee Visa Card
3.3
$200
1st-yr value
$2,000
Welcome bonus
No fee
Annual fee
1% groceries1% gas1% transit1% drugstore
Rental car cover
Scotiabank credit cards: FAQ
What is the best Scotiabank credit card in Canada?
Our highest-rated Scotiabank card is the Scotiabank Gold American Express (4.7/5), with a welcome offer worth around $650. The Scotiabank Passport Visa Infinite is a strong runner-up.
Does Scotiabank have a no annual fee credit card?
Yes — Scotiabank offers 3 no annual fee cards, including the Scotiabank American Express Card.
What types of Scotiabank credit cards are there?
Scotiabank offers rewards, travel, cash back, no-fee and balance-transfer credit cards in Canada. Use the filters and reward details below to match a Scotiabank card to your spending.
Does Scotiabank have a credit card with no foreign transaction fees?
Yes — the Scotiabank Gold American Express waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Scotiabank credit card?
Most Scotiabank rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.