Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

Triangle World Elite Mastercard vs Tangerine Money-Back Credit Card

The short answer: for most people the Tangerine Money-Back Credit Card is the better overall card — we rate it 4.4/5 and it shines if you want no-fee cash back with customizable bonus categories. Choose the Triangle World Elite Mastercard instead if your priority is drivers and canadian tire/sport chek shoppers who want strong no-fee rewards plus free roadside assistance..

Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.

Our rating
4.1
4.4
Annual fee
No annual fee
No annual fee
Welcome bonus
None
$100
Foreign transaction fee
2.5%
2.5%
Rewards type
cash back
cash back
Top earn rates
  • 4% canadian tire, sport chek, mark's, party city & partner stores
  • 3% groceries
  • 1% gas stations
  • 2% groceries (a 2% category)
  • 2% gas (a 2% category)
  • 2% recurring bills (a 2% category)
Purchase interest
21.99%
20.95%
Income required
$80,000 personal
None stated
Best for
Drivers and Canadian Tire/Sport Chek shoppers who want strong no-fee rewards plus free roadside assistance.
No-fee cash back with customizable bonus categories
Apply nowApply now

Triangle World Elite Mastercard

4.1

Arguably Canada's best store-branded card: 3% on groceries, 4% at Triangle stores and free Gold roadside assistance, all for $0 a year. Just be content redeeming rewards within the Canadian Tire family.

Tangerine Money-Back Credit Card

Our winner
4.4

The smartest no-fee cash-back card for people who want to tailor their bonus categories. Pair it with a Tangerine savings account for a third 2% category.

Frequently asked questions

Is the Triangle World Elite Mastercard or the Tangerine Money-Back Credit Card better?

For most Canadians, the Tangerine Money-Back Credit Card is the better overall pick (we rate it 4.4/5 vs 4.1/5). It's especially strong if you want no-fee cash back with customizable bonus categories. The Triangle World Elite Mastercard can still win if you specifically want drivers and canadian tire/sport chek shoppers who want strong no-fee rewards plus free roadside assistance..

Which card has the lower annual fee?

Both cards have no annual fee.

Do either of these cards charge foreign transaction fees?

Triangle World Elite Mastercard: 2.5% foreign transaction fee. Tangerine Money-Back Credit Card: 2.5% foreign transaction fee.

Never miss a great card offer

Get the best new welcome bonuses and rewards news for Canadians, straight to your inbox. No spam — unsubscribe anytime.