Wealthsimple Credit Card
4.4 Guru Pick
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
1% everything else
No FX feesPurchase protection
Wealthsimple Credit Cards
Updated June 2026 · 1 cards · Independently rated by the CreditCardGuru editorial team
Wealthsimple offers 1 credit card in Canada, spanning cash back cards. Our top-rated Wealthsimple credit card is the Wealthsimple Credit Card (4.4/5) — best for no-fee, no-fx everyday cash back — especially for wealthsimple clients. Compare every Wealthsimple credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Wealthsimple card for the way you spend.
Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.
Wealthsimple credit cards: FAQ
What is the best Wealthsimple credit card in Canada?
Our highest-rated Wealthsimple card is the Wealthsimple Credit Card (4.4/5).
Does Wealthsimple have a no annual fee credit card?
Yes — Wealthsimple offers 1 no annual fee card, including the Wealthsimple Credit Card.
Does Wealthsimple have a credit card with no foreign transaction fees?
Yes — the Wealthsimple Credit Card waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Wealthsimple credit card?
Most Wealthsimple rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.