Wealthsimple® Credit Card
4.4 Guru Pick
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1st-yr value
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Welcome bonus
No fee
Annual fee
1% everything else
No FX feesPurchase protection
Wealthsimple Credit Cards
Updated June 2026 · 1 cards · Independently rated by the CreditCardGuru editorial team
Wealthsimple offers 1 credit card in Canada, spanning cash back cards. Our top-rated Wealthsimple credit card is the Wealthsimple Credit Card (4.4/5) — best for no-fee, no-fx everyday cash back — especially for wealthsimple clients. Compare every Wealthsimple credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Wealthsimple card for the way you spend.
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Wealthsimple credit cards: FAQ
What is the best Wealthsimple credit card in Canada?
Our highest-rated Wealthsimple card is the Wealthsimple Credit Card (4.4/5).
Does Wealthsimple have a no annual fee credit card?
Yes — Wealthsimple offers 1 no annual fee card, including the Wealthsimple Credit Card.
Does Wealthsimple have a credit card with no foreign transaction fees?
Yes — the Wealthsimple Credit Card waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Wealthsimple credit card?
Most Wealthsimple rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.
Written by
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CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
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Cite this page
“Wealthsimple Credit Cards in Canada” — CreditCardGuru, https://creditcardguru.ca/banks/wealthsimple.