Neo® World Elite Mastercard®
4.2
$75
1st-yr value
$75
Welcome bonus
No fee
Annual fee
1% everything else
Purchase protection
Neo Financial Credit Cards
Updated June 2026 · 5 cards · Independently rated by the CreditCardGuru editorial team
Neo Financial offers 5 credit cards in Canada, spanning cash back, secured and travel cards. Our top-rated Neo Financial credit card is the Neo World Elite Mastercard (4.2/5) — best for no-fee cash back with high rates at partner merchants. Compare every Neo Financial credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Neo Financial card for the way you spend.
Advertiser disclosure: we may be compensated for links on this page. Our ratings stay independent. Learn more.
United® MileagePlus® Neo® World Elite Mastercard®
4.0
$375
1st-yr value
25,000 Miles
Welcome bonus
$89
Annual fee
1.25x travel1x dining1x groceries0.75x everything else
Lounge accessFree checked bagCompanion passNEXUS credit
Neo® World Mastercard®
3.8
—
1st-yr value
—
Welcome bonus
No fee
Annual fee
2% groceries2% bills2% gas0.5% everything else
Purchase protection
Cathay® World Elite Mastercard® – Powered by Neo®
3.7
$480
1st-yr value
30,000 Miles
Welcome bonus
$180
Annual fee
2x travel2x everything else1x everything else
Lounge accessPurchase protection
Neo Financial credit cards: FAQ
What is the best Neo Financial credit card in Canada?
Our highest-rated Neo Financial card is the Neo World Elite Mastercard (4.2/5), with a welcome offer worth around $75. The Neo Secured Card is a strong runner-up.
Does Neo Financial have a no annual fee credit card?
Yes — Neo Financial offers 3 no annual fee cards, including the Neo World Elite Mastercard.
What types of Neo Financial credit cards are there?
Neo Financial offers cash back, secured and travel credit cards in Canada. Use the filters and reward details below to match a Neo Financial card to your spending.
What credit score do you need for a Neo Financial credit card?
Most Neo Financial rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.
Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.
Written by
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CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
- 200+ Canadian cards tracked
- Transparent rating methodology
- Updated continuously
Cite this page
“Neo Financial Credit Cards in Canada” — CreditCardGuru, https://creditcardguru.ca/banks/neo.