Desjardins Basic Plan
Monthly fee
$3.95/month
$1,500
- Transactions: 12 per month
- Interac e-Transfers: Interac Transfers included; Unlimited Interac e-Transfers not included
- ATM access: Access to the AccuLink ATM network
- Fee waiver
- $1,500
- Minimum balance
- $1,500 (for fee waiver)
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Monthly fee
- $3.95/month
- Minimum balance
- $1,500 (for fee waiver)
- Transactions
- 12 per month
Account details
- Monthly fee
- $3.95/month
- Fee waiver
- $1,500
- Minimum balance
- $1,500 (for fee waiver)
- Transactions included
- 12 per month
- Interac e-Transfers
- Interac Transfers included; Unlimited Interac e-Transfers not included
- E-statements
- Included
- ATM access
- Access to the AccuLink ATM network
- Other benefits
- Member dividends if paid by your caisse; Debit card included
Pros & cons
Pros
- Fee waived with $1,500 minimum balance
- E-statements available
Cons
- Limited transactions
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Desjardins can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Desjardins's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Desjardins's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with Desjardins. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
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Cite this page
“Desjardins Basic Plan Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/desjardins-basic-plan, updated August 19, 2026.