Unlimited Plus Plan
Monthly fee
$22/mo
$5,000
- Transactions: Unlimited
- Interac e-Transfers: Unlimited Interac e-Transfers
- ATM access: Access to the AccuLink ATM network
- Fee waiver
- $5,000
- Minimum balance
- $5,000 (for fee waiver)
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Monthly fee
- $22/mo
- Minimum balance
- $5,000 (for fee waiver)
- Transactions
- Unlimited
Account details
- Monthly fee
- $22/mo
- Fee waiver
- $5,000
- Minimum balance
- $5,000 (for fee waiver)
- Transactions included
- Unlimited
- Interac e-Transfers
- Unlimited Interac e-Transfers
- E-statements
- Included
- ATM access
- Access to the AccuLink ATM network
- Other benefits
- Debit card included; No fees for drafts/certified cheques; Online access; Investment solutions; Patronage dividends
Welcome offer: Monthly discount of $14 for professionals and save up to $168 a year.
Pros & cons
Pros
- Fee waived with $5,000 balance
- Unlimited transactions
- Unlimited e-transfers
Cons
- Monthly fee of $21.95
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Desjardins can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Desjardins's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Desjardins's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with Desjardins. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
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Cite this page
“Unlimited Plus Plan Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/desjardins-unlimited-plus-plan, updated August 19, 2026.