Reviewed by the CreditCardGuru Editorial Team
At a glance
- Monthly fee
- $0
- Minimum balance
- No minimum balance required
- Transactions
- Unlimited Transactions
Account details
- Monthly fee
- $0
- Minimum balance
- No minimum balance required
- Transactions included
- Unlimited Transactions
- Interac e-Transfers
- Unlimited Interac e-Transfers included
- E-statements
- Included
- Other benefits
- Bill payments and deposits/withdrawals included
Welcome offer: Up to 2.75% interest* (conditions apply).
Pros & cons
Pros
- No monthly fee
- Unlimited transactions
- Unlimited Interac e-Transfers
Cons
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but EQ Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on EQ Bank's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and EQ Bank's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with EQ Bank. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
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Cite this page
“EQ Bank Personal Account (formerly Savings Plus Account) Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/eq-bank-personal-account-formerly-savings-plus-account, updated August 19, 2026.