Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

RBC logo
ChequingRBC

RBC Ultimate Business Account Package

Monthly fee

$100/mo

$75,000 minimum daily balance

  • Transactions: Unlimited electronic debit, credit transactions, 500 outgoing Interac e-Transfers and 100 paper transactions per month
  • Interac e-Transfers: Unlimited Interac e-Transfers included
  • Minimum balance: $75,000 (for fee waiver)
Fee waiver
$75,000 minimum daily balance

Reviewed by the CreditCardGuru Editorial Team

Account details

Monthly fee
$100/mo
Fee waiver
$75,000 minimum daily balance
Minimum balance
$75,000 (for fee waiver)
Transactions included
Unlimited electronic debit, credit transactions, 500 outgoing Interac e-Transfers and 100 paper transactions per month
Interac e-Transfers
Unlimited Interac e-Transfers included
E-statements
Included
Other benefits
Unlimited electronic cheque and Moneris deposits; up to $25,000 free cash deposits; Petro-Canada savings; RBC Express fee waiver

Welcome offer: Get 10,000 bonus Avion points when approved for eligible RBC Avion cards.

Pros & cons

Pros

  • Fee waived with $75,000 minimum balance
  • Unlimited transactions
  • Unlimited Interac e-Transfers

Cons

  • Monthly fee of $100
Last updated August 19, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but RBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on RBC's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and RBC's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with RBC. Trademarks belong to their respective owners.

Similar chequing accounts

Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

  • 200+ Canadian cards tracked
  • Transparent rating methodology
  • Updated continuously

Cite this page

RBC Ultimate Business Account Package Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/rbc-ultimate-business-account-package, updated August 19, 2026.

Never miss a great card offer

Get the best new welcome bonuses and rewards news for Canadians, straight to your inbox. No spam — unsubscribe anytime.