RBC VIP Banking Package
Monthly fee
$30/mo
$18.05 with Value Program rebate
- Transactions: Unlimited debit transactions
- Interac e-Transfers: Free Interac transfers
- ATM access: Fee exemption on ATM withdrawals from Interac and PLUS networks
- Minimum balance
- No minimum balance required
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Monthly fee
- $30/mo
- Minimum balance
- No minimum balance required
- Transactions
- Unlimited debit transactions
Account details
- Monthly fee
- $30/mo
- Fee waiver
- $18.05 with Value Program rebate
- Minimum balance
- No minimum balance required
- Transactions included
- Unlimited debit transactions
- Interac e-Transfers
- Free Interac transfers
- E-statements
- Not included
- ATM access
- Fee exemption on ATM withdrawals from Interac and PLUS networks
- Other benefits
- Up to $120 off annual credit card fees; 3 cents/l gas savings at Petro-Canada; Right Account Guarantee (refund within four months)
Welcome offer: Free Apple iPad (11-inch) (Ends Nov 2, 2026).
Pros & cons
Pros
- Unlimited transactions
Cons
- Monthly fee of $30
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but RBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on RBC's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and RBC's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with RBC. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
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Cite this page
“RBC VIP Banking Package Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/rbc-vip-banking-package, updated August 19, 2026.