Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

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ChequingScotiabank

Scotiabank Preferred Package for Students and Youth

Monthly fee

$0 (No monthly account fee if you are under 25 years old or a full-time student)

  • Transactions: Unlimited Transactions
  • Interac e-Transfers: Unlimited Interac e-Transfers

Reviewed by the CreditCardGuru Editorial Team

Account details

Monthly fee
$0 (No monthly account fee if you are under 25 years old or a full-time student)
Transactions included
Unlimited Transactions
Interac e-Transfers
Unlimited Interac e-Transfers
E-statements
Included
Eligibility
Under 25 years old or enrolled full-time at a university, community college, or another recognized post-secondary institution
Other benefits
Earn points on everyday purchases with Scene+; Free Scotia iTRADE trades for students and youth

Welcome offer: Up to $200 welcome bonus (Ends Nov 1, 2026).

Pros & cons

Pros

  • No monthly fee
  • Unlimited transactions
  • Unlimited Interac e-Transfers

Cons

    Last updated August 19, 2026Reviewed by CreditCardGuru Editorial Team
    Terms & conditions

    Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Scotiabank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Scotiabank's own website before you apply.

    Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Scotiabank's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.

    This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

    How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

    CreditCardGuru is not affiliated with Scotiabank. Trademarks belong to their respective owners.

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    Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

    Written by

    CreditCardGuru Editorial Team

    Rewards & Cards Research

    Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

    • 200+ Canadian cards tracked
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    • Updated continuously

    Cite this page

    Scotiabank Preferred Package for Students and Youth Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/scotiabank-preferred-package-for-students-and-youth, updated August 19, 2026.

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