Simplii Financial™ High Interest Savings Account
Promotional rate
4.60%
for 5 months
up to 1.00% after the promotional period
- Transactions: Unlimited Transactions
- Interac e-Transfers: Unlimited Interac e-Transfers
- Minimum balance: No minimum balance required
- Monthly fee
- $0
- Regular rate
- up to 1.00%
Reviewed by the CreditCardGuru Editorial Team
At a glance
- Promotional rate
- 4.60%
- Regular rate
- up to 1.00%
- Monthly fee
- $0
- Promo duration
- 5 months
- Minimum balance
- No minimum balance required
- Transactions
- Unlimited Transactions
Account details
- Monthly fee
- $0
- Regular rate
- up to 1.00%
- Promotional rate
- 4.60%
- Promo duration
- 5 months
- Minimum balance
- No minimum balance required
- Transactions included
- Unlimited Transactions
- Interac e-Transfers
- Unlimited Interac e-Transfers
- E-statements
- Included
- Eligibility
- Not available for Quebec residents
- Other benefits
- Set up automatic deposits
- Availability
- Not available in Quebec
Welcome offer: Earn 4.60% interest* for 5 months (October 31, 2026).
Pros & cons
Pros
- No monthly fee
- Promotional rate of 4.6%
- Unlimited transactions
Cons
- Low regular interest rate
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Simplii Financial can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Simplii Financial's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Simplii Financial's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with Simplii Financial. Trademarks belong to their respective owners.
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See detailsWritten by
CreditCardGuru Editorial Team
Rewards & Cards Research
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Cite this page
“Simplii Financial™ High Interest Savings Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/simplii-financial-high-interest-savings-account, updated August 19, 2026.