Simplii Financial™ No Fee Chequing Account
Monthly fee
$0
- Transactions: Unlimited
- Interac e-Transfers: Unlimited Interac e-Transfers
- ATM access: Free access to all CIBC ATMs across Canada
Reviewed by the CreditCardGuru Editorial Team
Account details
- Monthly fee
- $0
- Transactions included
- Unlimited
- Interac e-Transfers
- Unlimited Interac e-Transfers
- E-statements
- Included
- ATM access
- Free access to all CIBC ATMs across Canada
- Eligibility
- New clients only; not available for Quebec residents
- Other benefits
- Global money transfer option with $50 when you make your first global money transfer
- Availability
- Not available for Quebec residents
Welcome offer: $300 cash and a $50 Skip gift card when you open and make eligible direct deposits* (September 30, 2026).
Pros & cons
Pros
- No monthly fee
- Unlimited transactions
- Unlimited Interac e-Transfers
Cons
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Simplii Financial can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Simplii Financial's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Simplii Financial's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with Simplii Financial. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
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Cite this page
“Simplii Financial™ No Fee Chequing Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/simplii-financial-no-fee-chequing-account, updated August 19, 2026.