TD Minimum Chequing Account
Monthly fee
$4/mo
- Transactions: 12 monthly banking transactions (including up to 2 full service transactions); $1.25 per additional transaction
- Interac e-Transfers: Unlimited Interac e-Transfers
- ATM access: ATM access in Canada: $2 fee per transaction
Reviewed by the CreditCardGuru Editorial Team
Account details
- Monthly fee
- $4/mo
- Transactions included
- 12 monthly banking transactions (including up to 2 full service transactions); $1.25 per additional transaction
- Interac e-Transfers
- Unlimited Interac e-Transfers
- E-statements
- Included
- ATM access
- ATM access in Canada: $2 fee per transaction
- Eligibility
- Fee waiver for seniors, youth, or students meeting eligibility criteria
- Other fees
- NSF fee $4; ATM fee $2 per transaction; $1.25 per additional transaction
Pros & cons
Pros
- Unlimited Interac e-Transfers
- E-statements available
Cons
- Limited transactions
- ATM fees apply
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with TD. Trademarks belong to their respective owners.
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Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
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Cite this page
“TD Minimum Chequing Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/td-minimum-chequing-account, updated August 19, 2026.