Reviewed by the CreditCardGuru Editorial Team
Account details
- Monthly fee
- $0
- Transactions included
- 25 free transactions including Interac e-Transfer transactions, then $1.25 per additional transaction
- Interac e-Transfers
- Free Interac e-Transfer transactions
- E-statements
- Included
- ATM access
- Canada ATM fee $2
- Overdraft
- No Monthly Fee for Monthly Plan Overdraft Protection service
- Eligibility
- Until 23 years old or with proof of enrollment in full-time post-secondary education
- Other fees
- Canada ATM fee $2; $1.25 per additional transaction
- Other benefits
- 4% bonus interest rate for 90 days with an eligible TD Savings Account
Welcome offer: Get up to $150 when you open a TD Student chequing account (Ends Nov 2, 2026).
Pros & cons
Pros
- No monthly fee
- E-statements available
Cons
- Limited transactions
- ATM fees apply
Terms & conditions
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD's own criteria. Bonuses often exclude anyone who has held the account before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with TD. Trademarks belong to their respective owners.
Similar chequing accounts
BMO Performance Chequing Account - Canadian Defence Banking Services
Monthly fee
$0
Transactions
Included
BMO Performance Student Chequing Account
Monthly fee
$0
Transactions
Included
CIBC Smart Account for Foreign Workers
Monthly fee
$0
Transactions
Included
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
- 200+ Canadian cards tracked
- Transparent rating methodology
- Updated continuously
Cite this page
“TD Student Chequing Account Review (2026)” — CreditCardGuru, https://creditcardguru.ca/banking/td-student-chequing-account, updated August 19, 2026.