Home Trust Credit Cards
Updated June 2026 · 2 cards · Independently rated by the CreditCardGuru editorial team
Home Trust offers 2 credit cards in Canada, spanning secured and no-foreign-fee cards. Our top-rated Home Trust credit card is the Home Trust Secured Visa (4/5) — best for building or rebuilding credit with no annual fee. Compare every Home Trust credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Home Trust card for the way you spend.
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Home Trust® Preferred Visa®
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1st-yr value
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Welcome bonus
No fee
Annual fee
Home Trust credit cards: FAQ
What is the best Home Trust credit card in Canada?
Our highest-rated Home Trust card is the Home Trust Secured Visa (4/5). The Home Trust Preferred Visa is a strong runner-up.
Does Home Trust have a no annual fee credit card?
Yes — Home Trust offers 2 no annual fee cards, including the Home Trust Secured Visa.
What types of Home Trust credit cards are there?
Home Trust offers secured and no-foreign-fee credit cards in Canada. Use the filters and reward details below to match a Home Trust card to your spending.
Does Home Trust have a credit card with no foreign transaction fees?
Yes — the Home Trust Preferred Visa waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Home Trust credit card?
Most Home Trust rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
Compare credit cards from other banks
Prefer to compare across every issuer? Browse all credit cards or use our rewards calculator.
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
- 200+ Canadian cards tracked
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Cite this page
“Home Trust Credit Cards in Canada” — CreditCardGuru, https://creditcardguru.ca/banks/home-trust.