Home Trust Credit Cards
Updated June 2026 · 2 cards · Independently rated by the CreditCardGuru editorial team
Home Trust offers 2 credit cards in Canada, spanning secured and no-foreign-fee cards. Our top-rated Home Trust credit card is the Home Trust Secured Visa (4/5) — best for building or rebuilding credit with no annual fee. Compare every Home Trust credit card below — welcome bonuses, annual fees, earn rates and independent ratings — to find the best Home Trust card for the way you spend.
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Home Trust credit cards: FAQ
What is the best Home Trust credit card in Canada?
Our highest-rated Home Trust card is the Home Trust Secured Visa (4/5). The Home Trust Preferred Visa is a strong runner-up.
Does Home Trust have a no annual fee credit card?
Yes — Home Trust offers 2 no annual fee cards, including the Home Trust Secured Visa.
What types of Home Trust credit cards are there?
Home Trust offers secured and no-foreign-fee credit cards in Canada. Use the filters and reward details below to match a Home Trust card to your spending.
Does Home Trust have a credit card with no foreign transaction fees?
Yes — the Home Trust Preferred Visa waives the usual 2.5% foreign transaction fee, which saves you money on purchases in another currency and while travelling.
What credit score do you need for a Home Trust credit card?
Most Home Trust rewards and travel cards expect good-to-excellent credit (a score around 660+). No-fee, student and secured cards are more accessible, and a secured card can help you build credit from scratch.
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