The American Express Aeroplan Card earns up to 2x on travel and carries a $120 annual fee. We estimate around $773 in first-year value. Figures are illustrative — verify current terms with American Express.
At a glance
Annual fee
$120
Welcome bonus
~$773
Foreign tx fee
2.5%
Network
AMEX
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Travel
2x
Dining
1.5x
Everything Else
1x
Welcome offer: Up to ~$773 in first-year value.
Pros & cons
Pros
Earns 2x on travel
Strong first-year value (~$773)
Cons
2.5% foreign transaction fee
American Express isn't as widely accepted as Visa or Mastercard
Perks & insurance
Key perks
Free Checked Bag
Insurance
Rates & fees
Annual fee
$120
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
