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American Express® Aeroplan® Business Reserve Card review

4.6Rated by the CreditCardGuru Editorial Team

The American Express Aeroplan Business Reserve Card earns up to 3x on travel and carries a $599 annual fee. We estimate around $1147 in first-year value. Figures are illustrative — verify current terms with American Express.

At a glance

Annual fee
$599
Welcome bonus
~$1,147
Foreign tx fee
2.5%
Network
AMEX
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Travel3x
Everything Else1.25x

Welcome offer: Up to ~$1,147 in first-year value.

Pros & cons

Pros

  • Earns 3x on travel
  • Airport lounge access
  • Strong first-year value (~$1147)

Cons

  • 2.5% foreign transaction fee
  • High annual fee ($599)
  • American Express isn't as widely accepted as Visa or Mastercard
  • High income requirement ($200,000 personal)

Perks & insurance

Key perks

  • Lounge Access
  • Free Checked Bag
  • Companion Pass

Insurance

    Rates & fees

    Annual fee
    $599
    Purchase interest
    20.99%
    Cash advance
    22.99%
    Foreign transactions
    2.5%
    Min. personal income
    $200,000
    Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

    Similar cards to consider

    Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

    Written by

    C

    CreditCardGuru Editorial Team

    Rewards & Cards Research

    Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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    Cite this page

    “American Express® Aeroplan® Business Reserve Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/american-express-aeroplan-business-reserve, updated June 7, 2026.

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