American Express Aeroplan Business Reserve Card review
4.6Rated by the CreditCardGuru Editorial Team
The American Express Aeroplan Business Reserve Card earns up to 3x on travel and carries a $599 annual fee. We estimate around $1147 in first-year value. Figures are illustrative — verify current terms with American Express.
At a glance
Annual fee
$599
Welcome bonus
~$1,147
Foreign tx fee
2.5%
Network
AMEX
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Travel
3x
Everything Else
1.25x
Welcome offer: Up to ~$1,147 in first-year value.
Pros & cons
Pros
Earns 3x on travel
Airport lounge access
Strong first-year value (~$1147)
Cons
2.5% foreign transaction fee
High annual fee ($599)
American Express isn't as widely accepted as Visa or Mastercard
High income requirement ($200,000 personal)
Perks & insurance
Key perks
Lounge Access
Free Checked Bag
Companion Pass
Insurance
Rates & fees
Annual fee
$599
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$200,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
