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American Express Aeroplan Reserve Card review

4.5Rated by the CreditCardGuru Editorial Team

The top Amex for Air Canada flyers: Maple Leaf Lounge access, a free checked bag and strong Aeroplan earning. The fee pays off if you fly Air Canada regularly.

At a glance

Annual fee
$599
Welcome bonus
~$1,300
Foreign tx fee
2.5%
Network
AMEX
Rewards
miles
Purchase APR
21.99%

Rewards & earn rates

Air Canada & Aeroplan3x
Dining & food delivery2x
Everything else1.25x

Welcome offer: Up to 85,000 Aeroplan points.

Pros & cons

Pros

  • Maple Leaf Lounge access
  • Strong Aeroplan earning and travel perks
  • Premium Air Canada benefits

Cons

  • $599 annual fee
  • Best value tied to Air Canada

Perks & insurance

Key perks

  • Maple Leaf Lounge access when flying Air Canada
  • Free first checked bag on Air Canada
  • Priority check-in, boarding and security

Insurance

  • Comprehensive travel emergency medical
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage

Rates & fees

Annual fee
$599
Purchase interest
21.99%
Cash advance
21.99%
Foreign transactions
2.5%
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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