travel

American Express® Aeroplan® Reserve Card review

Name: American Express Aeroplan Reserve Card
Brand: American Express

4.5Rated by the CreditCardGuru Editorial Team

The top Amex for Air Canada flyers: Maple Leaf Lounge access, a free checked bag and strong Aeroplan earning. The fee pays off if you fly Air Canada regularly.

At a glance

Annual fee: $599
Welcome bonus: ~$1,300
Foreign tx fee: 2.5%
Network: AMEX
Rewards: miles
Purchase APR: 21.99%

Rewards & earn rates

Air Canada & Aeroplan	3x
Dining & food delivery	2x
Everything else	1.25x

Welcome offer: Up to 85,000 Aeroplan points.

Pros & cons

Pros

Maple Leaf Lounge access
Strong Aeroplan earning and travel perks
Premium Air Canada benefits

Cons

$599 annual fee
Best value tied to Air Canada

Perks & insurance

Key perks

Maple Leaf Lounge access when flying Air Canada
Free first checked bag on Air Canada
Priority check-in, boarding and security

Insurance

Comprehensive travel emergency medical
Trip cancellation & interruption
Flight & baggage delay
Rental car collision/loss damage

Rates & fees

Annual fee: $599
Purchase interest: 21.99%
Cash advance: 21.99%
Foreign transactions: 2.5%

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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Annual fee: $156/yr
Welcome bonus: ~$300
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Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

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Annual fee: $180/yr
Welcome bonus: ~$2,415
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Earns 1.5x on travel & dining
Airport lounge access

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Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

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“American Express® Aeroplan® Reserve Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/amex-aeroplan-reserve, updated June 1, 2026.