The BMO Blue Rewards World Elite Mastercard earns up to 10x on blue rewards partners and carries a $150 annual fee (first year free). We estimate around $800 in first-year value. Figures are illustrative — verify current terms with BMO.
At a glance
Annual fee
$150
Welcome bonus
~$800
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Blue Rewards Partners
10x
Groceries & Gas & EV Charging & Wholesale & Alcohol
2x
Welcome offer: Up to ~$800 in first-year value.
Pros & cons
Pros
Earns 10x on blue rewards partners
Airport lounge access
Strong first-year value (~$800)
First Year Free on the annual fee
Cons
2.5% foreign transaction fee
High income requirement ($80,000 personal)
Perks & insurance
Key perks
Lounge Access
NEXUS Rebate
Insurance
Rates & fees
Annual fee
$150
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$80,000
First Year Free.
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
