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BMO® eclipse® Visa® Infinite Card review

Name: BMO eclipse Visa Infinite Card
Brand: BMO

4.4Rated by the CreditCardGuru Editorial Team

The BMO eclipse Visa Infinite Card earns up to 5x on dining and carries a $120 annual fee (first year free). We estimate around $839 in first-year value. Figures are illustrative — verify current terms with BMO.

At a glance

Annual fee: $120
Welcome bonus: ~$839
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Dining	5x
Everything Else	1x

Welcome offer: Up to ~$839 in first-year value.

Pros & cons

Pros

Earns 5x on dining
Strong first-year value (~$839)
First Year Free on the annual fee

Cons

2.5% foreign transaction fee

Perks & insurance

Key perks

Insurance

Rates & fees

Annual fee: $120
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

First Year Free.

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“BMO® eclipse® Visa® Infinite Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/bmo-eclipse-visa-infinite, updated June 7, 2026.