The BMO eclipse Visa Infinite Privilege Card earns up to 5x on travel & dining & groceries & gas & drugstore and carries a $599 annual fee. We estimate around $606 in first-year value. Figures are illustrative — verify current terms with BMO.
At a glance
Annual fee
$599
Welcome bonus
~$606
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Travel & Dining & Groceries & Gas & Drugstore
5x
Everything Else
1x
Welcome offer: Up to ~$606 in first-year value.
Pros & cons
Pros
Earns 5x on travel & dining & groceries & gas & drugstore
Airport lounge access
Cons
2.5% foreign transaction fee
High annual fee ($599)
High income requirement ($200,000 personal)
Perks & insurance
Key perks
Lounge Access
NEXUS Rebate
Insurance
Rates & fees
Annual fee
$599
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$200,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
