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BMO® eclipse® Visa® Infinite Privilege Card review

Name: BMO eclipse Visa Infinite Privilege Card
Brand: BMO

4.2Rated by the CreditCardGuru Editorial Team

The BMO eclipse Visa Infinite Privilege Card earns up to 5x on travel & dining & groceries & gas & drugstore and carries a $599 annual fee. We estimate around $606 in first-year value. Figures are illustrative — verify current terms with BMO.

At a glance

Annual fee: $599
Welcome bonus: ~$606
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Travel & Dining & Groceries & Gas & Drugstore	5x
Everything Else	1x

Welcome offer: Up to ~$606 in first-year value.

Pros & cons

Pros

Earns 5x on travel & dining & groceries & gas & drugstore
Airport lounge access

Cons

2.5% foreign transaction fee
High annual fee ($599)
High income requirement ($200,000 personal)

Perks & insurance

Key perks

Lounge Access
NEXUS Rebate

Insurance

Rates & fees

Annual fee: $599
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $200,000

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

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Cite this page

“BMO® eclipse® Visa® Infinite Privilege Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/bmo-eclipse-visa-infinite-privilege, updated June 7, 2026.