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Brim World Elite Mastercard
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Brim World Elite Mastercard

3.3
  • 1x all purchases — Up to 30 points per $1 at select Brim partners
Annual fee
$89 $0

First year free

Interest rates

Purchases

19.99%

Cash advances

21.5%

Balance transfers

19.99%

Foreign transactions
1.5%

Rated by the CreditCardGuru Editorial Team

Brim's flagship offers an impressive insurance suite and a first-year-free fee, but its 1% effective return on spending lags well behind comparable World Elite cards.

At a glance

Annual fee
$89 $0
Foreign tx fee
1.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%

Rewards & earn rates

All purchasesUp to 30 points per $1 at select Brim partners1x

Pros & cons

Pros

  • Comprehensive and unusual insurance lineup, including event ticket and hotel burglary coverage
  • First year free with a low 1.5% FX fee

Cons

  • 1x base earning is poor for a premium card
  • No welcome bonus
  • DragonPass membership includes no free lounge visits

Perks & insurance

Key perks

  • First year free ($89 thereafter; additional cards $50)
  • Reduced 1.5% foreign transaction fee (vs. the standard 2.5%)
  • DragonPass airport lounge membership (discounted visits)
  • Up to 30x points at Brim partner merchants with Milestone Bonuses
  • Free Boingo Wi-Fi membership

Insurance

  • Rental car coverage (MSRP up to $85,000)
  • Trip cancellation and trip interruption
  • Hotel burglary insurance
  • Event ticket protector (up to $1,000)
  • Mobile device protection
  • Mastercard Zero Liability

Rates & fees

Annual fee
$89 $0
Purchase interest
19.99%
Cash advance
21.5%
Foreign transactions
1.5%
Min. personal income
$80,000

First year free.

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Brim Financial can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Brim Financial's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Brim Financial's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with Brim Financial. Trademarks belong to their respective owners.

Similar cards to consider

Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Brim World Elite Mastercard Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/brim-world-elite-mastercard, updated June 7, 2026.

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