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Brim World Mastercard review

2.8Rated by the CreditCardGuru Editorial Team

A mid-tier card that struggles to justify its $99 fee with just 1x earning; the World Elite version offers better insurance and a waived first year for less.

At a glance

Annual fee
$99
Foreign tx fee
1.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%

Rewards & earn rates

All purchasesUp to 30 points per $1 at select Brim partners1x

Pros & cons

Pros

  • Unusual insurance perks like event ticket protection and mobile device coverage
  • Lower-than-standard FX fee

Cons

  • 1x earn rate doesn't justify the $99 fee
  • No welcome bonus or first-year waiver
  • Brim has discontinued this card for new applicants per Prince of Travel

Perks & insurance

Key perks

  • Reduced 1.5% foreign transaction fee (vs. the standard 2.5%)
  • DragonPass airport lounge membership (discounted visits)
  • Free Boingo Wi-Fi membership
  • Free supplementary cards
  • Up to 30x points at Brim partner merchants

Insurance

  • Travel emergency medical up to $5,000,000 (8 days; not available 65+)
  • Flight delay up to $500/day ($1,000 max)
  • Baggage delay ($1,000) and baggage loss ($1,000/person)
  • Rental car CDW/LDW (up to 48 days, MSRP ≤ $65,000)
  • Travel accident ($150,000)
  • Purchase protection ($25,000/year) and extended warranty (+1 year)
  • Mobile device insurance ($1,000/claim)
  • Event ticket protector

Rates & fees

Annual fee
$99
Purchase interest
19.99%
Cash advance
21.5%
Foreign transactions
1.5%
Min. personal income
$60,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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