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Brim World Mastercard
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Brim World Mastercard

2.8
  • 1x all purchases — Up to 30 points per $1 at select Brim partners
Annual fee
$99
Interest rates

Purchases

19.99%

Cash advances

21.5%

Balance transfers

19.99%

Foreign transactions
1.5%

Rated by the CreditCardGuru Editorial Team

A mid-tier card that struggles to justify its $99 fee with just 1x earning; the World Elite version offers better insurance and a waived first year for less.

At a glance

Annual fee
$99
Foreign tx fee
1.5%
Network
MASTERCARD
Rewards
points
Purchase APR
19.99%

Rewards & earn rates

All purchasesUp to 30 points per $1 at select Brim partners1x

Pros & cons

Pros

  • Unusual insurance perks like event ticket protection and mobile device coverage
  • Lower-than-standard FX fee

Cons

  • 1x earn rate doesn't justify the $99 fee
  • No welcome bonus or first-year waiver
  • Brim has discontinued this card for new applicants per Prince of Travel

Perks & insurance

Key perks

  • Reduced 1.5% foreign transaction fee (vs. the standard 2.5%)
  • DragonPass airport lounge membership (discounted visits)
  • Free Boingo Wi-Fi membership
  • Free supplementary cards
  • Up to 30x points at Brim partner merchants

Insurance

  • Travel emergency medical up to $5,000,000 (8 days; not available 65+)
  • Flight delay up to $500/day ($1,000 max)
  • Baggage delay ($1,000) and baggage loss ($1,000/person)
  • Rental car CDW/LDW (up to 48 days, MSRP ≤ $65,000)
  • Travel accident ($150,000)
  • Purchase protection ($25,000/year) and extended warranty (+1 year)
  • Mobile device insurance ($1,000/claim)
  • Event ticket protector

Rates & fees

Annual fee
$99
Purchase interest
19.99%
Cash advance
21.5%
Foreign transactions
1.5%
Min. personal income
$60,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Brim Financial can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Brim Financial's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Brim Financial's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with Brim Financial. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Brim World Mastercard Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/brim-world-mastercard, updated June 7, 2026.

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