travel

Business Platinum Card from American Express® review

Name: Business Platinum Card from American Express
Brand: American Express

4.8Rated by the CreditCardGuru Editorial Team

The Business Platinum Card from American Express earns up to 1.25x on all purchases and carries a $799 annual fee. We estimate around $1914 in first-year value. Figures are illustrative — verify current terms with American Express.

At a glance

Annual fee: $799
Welcome bonus: ~$1,914
Foreign tx fee: 2.5%
Network: AMEX
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

All Purchases

1.25x

Welcome offer: Up to ~$1,914 in first-year value.

Pros & cons

Pros

Earns 1.25x on all purchases
Airport lounge access
Strong first-year value (~$1914)

Cons

2.5% foreign transaction fee
High annual fee ($799)
American Express isn't as widely accepted as Visa or Mastercard

Perks & insurance

Key perks

Lounge Access
NEXUS Rebate

Insurance

Rates & fees

Annual fee: $799
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

Similar cards to consider

Guru Pick American Express®

American Express® Cobalt® Card

4.8·Foodies and everyday spenders who want maximum points on dining and groceries

Annual fee: $156/yr
Welcome bonus: ~$300
Top reward: 5x eats & food delivery

Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

Suggested score 720+ · Excellent credit

Apply now View details

CIBC®

CIBC® Aeroplan® Visa® Business Card

4.8·Maximizing rewards on travel & dining

Annual fee: $180/yr
Welcome bonus: ~$2,415
Top reward: 1.5x travel & dining

Earns 1.5x on travel & dining
Airport lounge access

Suggested score 720+ · Excellent credit

Apply now View details

Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

200+ Canadian cards tracked
Transparent rating methodology
Updated continuously

Cite this page

“Business Platinum Card from American Express® Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/business-platinum-card-from-american-express, updated June 7, 2026.