Business Platinum Card from American Express review
4.8Rated by the CreditCardGuru Editorial Team
The Business Platinum Card from American Express earns up to 1.25x on all purchases and carries a $799 annual fee. We estimate around $1914 in first-year value. Figures are illustrative — verify current terms with American Express.
At a glance
Annual fee
$799
Welcome bonus
~$1,914
Foreign tx fee
2.5%
Network
AMEX
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
All Purchases
1.25x
Welcome offer: Up to ~$1,914 in first-year value.
Pros & cons
Pros
Earns 1.25x on all purchases
Airport lounge access
Strong first-year value (~$1914)
Cons
2.5% foreign transaction fee
High annual fee ($799)
American Express isn't as widely accepted as Visa or Mastercard
Perks & insurance
Key perks
Lounge Access
NEXUS Rebate
Insurance
Rates & fees
Annual fee
$799
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
