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CIBC® Aventura® Visa® Card review

3.3Rated by the CreditCardGuru Editorial Team

A fine no-fee starter travel card, but the 1-point-per-$2 base rate means anyone with broad spending should consider the Gold or Infinite versions.

At a glance

Annual fee
No annual fee
Welcome bonus
~$125
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
21.99%

Rewards & earn rates

Gas & EV charging1x
Groceries1x
Drug stores1x
Travel via CIBC Rewards Centre (CIBC by Expedia)1x
Everything else1 point per $2 spent0.5x

Welcome offer: Up to 12,500 Aventura Points (up to $125 in travel value) (2,500 points for completing five onboarding activities within 60 days; 10,000 bonus points with $1,000 in net purchases in first 4 statement periods).

Pros & cons

Pros

  • No-fee access to flexible travel rewards
  • Decent 1x earn on gas, groceries and drug stores

Cons

  • Halved earn rate (0.5x) on everything else
  • Minimal insurance coverage

Perks & insurance

Key perks

  • Earn flexible Aventura travel points with no annual fee
  • Points redeemable for flights on any airline, hotels and more
  • Points never expire while the account is open
  • Send money abroad to 120+ countries with no transfer fee
  • Up to 10 cents off per litre with Journie Rewards

Insurance

  • Common carrier accident ($100,000)
  • Purchase security and extended protection

Rates & fees

Annual fee
None
Purchase interest
21.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

C

CreditCardGuru Editorial Team

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Cite this page

“CIBC® Aventura® Visa® Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-aventura-visa, updated June 7, 2026.

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