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CIBC Aventura Visa Card
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travelrewardsno fee

CIBC Aventura Visa Card

3.3

Welcome bonus

Up to 12,500 Aventura points

  • 1x gas & ev charging
  • 1x groceries
  • 1x drug stores
Annual fee
No annual fee
Interest rates

Purchases

21.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

A fine no-fee starter travel card, but the 1-point-per-$2 base rate means anyone with broad spending should consider the Gold or Infinite versions.

At a glance

Annual fee
No annual fee
Welcome bonus
$125
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
21.99%

Rewards & earn rates

Gas & EV charging1x
Groceries1x
Drug stores1x
Travel via CIBC Rewards Centre (CIBC by Expedia)1x
Everything else1 point per $2 spent0.5x

Welcome offer: Up to 12,500 Aventura points (2,500 points for completing five onboarding activities within 60 days; 10,000 bonus points with $1,000 in net purchases in first 4 statement periods).

Pros & cons

Pros

  • No-fee access to flexible travel rewards
  • Decent 1x earn on gas, groceries and drug stores

Cons

  • Halved earn rate (0.5x) on everything else
  • Minimal insurance coverage

Perks & insurance

Key perks

  • Earn flexible Aventura travel points with no annual fee
  • Points redeemable for flights on any airline, hotels and more
  • Points never expire while the account is open
  • Send money abroad to 120+ countries with no transfer fee
  • Up to 10 cents off per litre with Journie Rewards

Insurance

  • Common carrier accident ($100,000)
  • Purchase security and extended protection

Rates & fees

Annual fee
None
Purchase interest
21.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but CIBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on CIBC's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and CIBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with CIBC. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

  • 200+ Canadian cards tracked
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Cite this page

“CIBC Aventura Visa Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-aventura-visa, updated June 7, 2026.

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