Scotiabank®  Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

CIBC Aventura Visa Infinite
travelrewards

CIBC Aventura Visa Infinite

4.3

Welcome bonus

Up to 35,000 Aventura points

  • 2x travel via cibc rewards centre
  • 1.5x gas & ev charging
  • 1.5x groceries
Annual fee
$139 $0

First-year annual fee often waived

Interest rates

Purchases

20.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

A flexible travel card for people who don't want to be tied to one airline. The waived first-year fee and lounge access make year one an easy win.

At a glance

Annual fee
$139 $0
Welcome bonus
$1,000
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Travel via CIBC Rewards Centre2x
Gas & EV charging1.5x
Groceries1.5x
Drugstore1.5x
Everything else1x

Welcome offer: Up to 35,000 Aventura points (Up to 35,000 Aventura points + first-year fee waived).

Pros & cons

Pros

  • Flexible points with no airline lock-in
  • First-year fee commonly waived
  • Solid travel insurance package

Cons

  • Everyday earn rates are middling
  • $60k personal income requirement

Perks & insurance

Key perks

  • Book any airline, any seat — no blackout dates
  • DragonPass airport lounge membership
  • Redeem points for travel, merchandise or statement credit

Insurance

  • Travel emergency medical (15 days)
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage
  • Mobile device insurance

Rates & fees

Annual fee
$139 $0
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$60,000

First-year annual fee often waived.

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but CIBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on CIBC's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and CIBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with CIBC. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

CIBC Aventura Visa Infinite Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-aventura-visa-infinite, updated June 1, 2026.

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