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CIBC Aventura Visa Infinite Privilege Card review

4.0Rated by the CreditCardGuru Editorial Team

A flexible premium travel card whose travel credit, lounge visits and NEXUS rebates claw back most of the fee; ideal for affluent travellers who don't want to be tied to one airline.

At a glance

Annual fee
$499
Welcome bonus
~$800
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
21.99%

Rewards & earn rates

Travel via CIBC Rewards Centre (CIBC by Expedia)3x
Dining & entertainment2x
Transportation2x
Gas & EV charging2x
Groceries2x
Everything else1.25x

Welcome offer: Up to 80,000 Aventura Points — CIBC values the full offer at up to $2,500 including lounge visits, $200 travel credit and NEXUS rebates (25,000 points after $3,000 spend and 25,000 more after $6,000 spend in first 4 statement periods; 30,000 anniversary points with $25,000 in net purchases in first 12 statement periods).

Pros & cons

Pros

  • Strong 2x everyday categories and 1.25x base earn
  • $200 travel credit meaningfully offsets the fee
  • Premium airport experience without airline lock-in

Cons

  • $499 fee plus very high income requirement
  • Aventura points are worth less per point than Aeroplan

Perks & insurance

Key perks

  • $200 annual travel credit
  • 6 complimentary airport lounge visits per year via Visa Airport Companion
  • 2 NEXUS application fee rebates (a $325 value)
  • Priority Security Lane and airport parking discounts at select Canadian airports
  • 24/7 Visa Infinite Privilege concierge and luxury hotel benefits

Insurance

  • Out-of-province emergency travel medical
  • Trip cancellation and trip interruption
  • Flight delay and baggage
  • Car rental collision and loss damage
  • Hotel burglary
  • Common carrier accident
  • Mobile device insurance
  • Purchase security and extended protection

Rates & fees

Annual fee
$499
Purchase interest
21.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$150,000

$99 each for up to 9 additional cards.

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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