American Express® Cobalt® Card
- Annual fee
- $156/yr
- Welcome bonus
- ~$300
- Top reward
- 5x eats & food delivery
- Best-in-class earn rate on dining and groceries
- Membership Rewards transfer to Aeroplan, Marriott & more
A flexible premium travel card whose travel credit, lounge visits and NEXUS rebates claw back most of the fee; ideal for affluent travellers who don't want to be tied to one airline.
| Travel via CIBC Rewards Centre (CIBC by Expedia) | 3x |
| Dining & entertainment | 2x |
| Transportation | 2x |
| Gas & EV charging | 2x |
| Groceries | 2x |
| Everything else | 1.25x |
Welcome offer: Up to 80,000 Aventura Points — CIBC values the full offer at up to $2,500 including lounge visits, $200 travel credit and NEXUS rebates (25,000 points after $3,000 spend and 25,000 more after $6,000 spend in first 4 statement periods; 30,000 anniversary points with $25,000 in net purchases in first 12 statement periods).
$99 each for up to 9 additional cards.
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
Cite this page
“CIBC® Aventura® Visa® Infinite Privilege Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-aventura-visa-infinite-privilege, updated June 7, 2026.
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