American Express Cobalt Card
- Annual fee
- $192/yr
- Welcome bonus
- $300
- Top reward
- 5x eats & food delivery
- Best-in-class earn rate on dining and groceries
- Membership Rewards transfer to Aeroplan, Marriott & more
Welcome bonus
Up to 80,000 Aventura points
$99 each for up to 9 additional cards
Purchases
21.99%
Cash advances
22.99%
Rated by the CreditCardGuru Editorial Team
A flexible premium travel card whose travel credit, lounge visits and NEXUS rebates claw back most of the fee; ideal for affluent travellers who don't want to be tied to one airline.
| Travel via CIBC Rewards Centre (CIBC by Expedia) | 3x |
| Dining & entertainment | 2x |
| Transportation | 2x |
| Gas & EV charging | 2x |
| Groceries | 2x |
| Everything else | 1.25x |
Welcome offer: Up to 80,000 Aventura points (25,000 points after $3,000 spend and 25,000 more after $6,000 spend in first 4 statement periods; 30,000 anniversary points with $25,000 in net purchases in first 12 statement periods).
$99 each for up to 9 additional cards.
Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but CIBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on CIBC's own website before you apply.
Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and CIBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.
This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.
How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.
CreditCardGuru is not affiliated with CIBC. Trademarks belong to their respective owners.
Written by
CreditCardGuru Editorial Team
Rewards & Cards Research
Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.
Cite this page
“CIBC Aventura Visa Infinite Privilege Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/cibc-aventura-visa-infinite-privilege, updated June 7, 2026.
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