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Laurentian Bank Visa Infinite Card

Name: Laurentian Bank Visa Infinite Card
Brand: Laurentian Bank

3.3

Welcome bonus

Up to 12,000 points

2x groceries
2x gas
2x travel

Annual fee: $130
Interest rates: Purchases
20.99%
Cash advances
22.99%
Balance transfers
21.99%
Foreign transactions: 2.5%

Rated by the CreditCardGuru Editorial Team

A refreshed, Brim-powered Visa Infinite with simple cash-like points and solid insurance, including senior-friendly travel medical. The fee and modest bonus keep it a niche pick outside Laurentian's client base.

At a glance

Annual fee: $130
Welcome bonus: $120
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Groceries	2x
Gas	2x
Travel	2x
Transportation	2x
Recurring payments	2x
Everything else	1x

Welcome offer: Up to 12,000 points (Spend $1,500 in the first 3 months).

Pros & cons

Pros

Strong $5M travel medical insurance, including 65+ coverage
Flexible 2% earn on five everyday categories
Lower income requirement than most premium cards

Cons

$130 fee with a modest welcome bonus
No airline or hotel transfer partners
Limited branch presence outside Quebec

Perks & insurance

Key perks

Points worth a flat 1 cent each as statement credit against any purchase (100 points = $1)
Instant virtual card on approval (Brim Financial platform)
Up to 30% extra points through Laurentian's eShop portal
Visa Infinite Concierge, Luxury Hotel Collection and Troon golf benefits
First additional card fee rebated in year one

Insurance

Travel emergency medical $5,000,000 (31 days; 15 days if 65+)
Trip cancellation $2,000 and trip interruption $5,000
Common carrier travel accident $500,000
Baggage delay coverage
Auto rental collision/loss damage insurance
Purchase protection (90 days) and extended warranty (1 year)

Rates & fees

Annual fee: $130
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Laurentian Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Laurentian Bank's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Laurentian Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with Laurentian Bank. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Laurentian Bank Visa Infinite Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/laurentian-bank-visa-infinite-card, updated June 7, 2026.