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Laurentian® Bank Visa® Infinite Card review

3.3Rated by the CreditCardGuru Editorial Team

A refreshed, Brim-powered Visa Infinite with simple cash-like points and solid insurance, including senior-friendly travel medical. The fee and modest bonus keep it a niche pick outside Laurentian's client base.

At a glance

Annual fee: $130
Welcome bonus: ~$120
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Groceries	2x
Gas	2x
Travel	2x
Transportation	2x
Recurring payments	2x
Everything else	1x

Welcome offer: 12,000 bonus points, worth $120 (Spend $1,500 in the first 3 months).

Pros & cons

Pros

Strong $5M travel medical insurance, including 65+ coverage
Flexible 2% earn on five everyday categories
Lower income requirement than most premium cards

Cons

$130 fee with a modest welcome bonus
No airline or hotel transfer partners
Limited branch presence outside Quebec

Perks & insurance

Key perks

Points worth a flat 1 cent each as statement credit against any purchase (100 points = $1)
Instant virtual card on approval (Brim Financial platform)
Up to 30% extra points through Laurentian's eShop portal
Visa Infinite Concierge, Luxury Hotel Collection and Troon golf benefits
First additional card fee rebated in year one

Insurance

Travel emergency medical $5,000,000 (31 days; 15 days if 65+)
Trip cancellation $2,000 and trip interruption $5,000
Common carrier travel accident $500,000
Baggage delay coverage
Auto rental collision/loss damage insurance
Purchase protection (90 days) and extended warranty (1 year)

Rates & fees

Annual fee: $130
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

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Cite this page

“Laurentian® Bank Visa® Infinite Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/laurentian-bank-visa-infinite-card, updated June 7, 2026.