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Marriott Bonvoy Business American Express Card review

4.0Rated by the CreditCardGuru Editorial Team

The Marriott Bonvoy Business American Express Card earns up to 5x on marriott and carries a $150 annual fee. We estimate around $530 in first-year value. Figures are illustrative — verify current terms with American Express.

At a glance

Annual fee
$150
Welcome bonus
~$530
Foreign tx fee
2.5%
Network
AMEX
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Marriott5x
Gas & Dining & Travel3x
Everything Else2x

Welcome offer: Up to ~$530 in first-year value.

Pros & cons

Pros

  • Earns 5x on marriott
  • Earns rewards on everyday spending

Cons

  • 2.5% foreign transaction fee
  • American Express isn't as widely accepted as Visa or Mastercard

Perks & insurance

Key perks

    Insurance

      Rates & fees

      Annual fee
      $150
      Purchase interest
      20.99%
      Cash advance
      22.99%
      Foreign transactions
      2.5%
      Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

      Similar cards to consider

      American Express Cobalt Card
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      American Express Cobalt Card

      4.8·Foodies and everyday spenders who want maximum points on dining and groceries
      Annual fee
      $156/yr
      Welcome bonus
      ~$300
      Top reward
      5x eats & food delivery
      • Best-in-class earn rate on dining and groceries
      • Membership Rewards transfer to Aeroplan, Marriott & more