travel

Meridian® Visa® Infinite Travel Rewards Card review

Name: Meridian Visa Infinite Travel Rewards Card
Brand: Meridian

3.2Rated by the CreditCardGuru Editorial Team

A respectable credit-union travel card with a 1.5x flat earn rate and Visa Infinite extras, but limited point value and a small welcome offer keep it behind big-bank rivals.

At a glance

Annual fee: $99
Welcome bonus: ~$56
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 19.5%

Rewards & earn rates

Foreign currency purchases6 points per $2 on purchases made outside Canada in foreign currency (2.5% FX fee still applies)	3x
All other purchases3 points per $2 spent	1.5x

Welcome offer: 7,000 Meridian Rewards points on your first purchase, plus first-year fee rebate (Ontario residents only) (Make a first purchase on the card).

Pros & cons

Pros

Solid flat 1.5x earn on everything
First-year fee rebate and modest $99 fee
Generous insurance for a credit union card

Cons

Points worth at most 1 cent each with no transfer partners
3x foreign-currency rate is undercut by the 2.5% FX fee
No ongoing welcome bonus beyond the small first-purchase points

Perks & insurance

Key perks

1.5x base earn rate on all purchases
Visa Infinite Concierge, Luxury Hotel Collection, Dining Series and Wine Country Program
Travel insurance suite, notable for older travellers
Points redeemable for travel, merchandise, gift cards or account credit

Insurance

Travel insurance package including emergency medical, trip cancellation/interruption and common carrier accident coverage
Purchase protection and extended warranty

Rates & fees

Annual fee: $99
Purchase interest: 19.5%
Cash advance: 21.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

First year rebated; additional cards $30 (waived first year).

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

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Cite this page

“Meridian® Visa® Infinite Travel Rewards Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/meridian-visa-infinite-travel-rewards-card, updated June 7, 2026.