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Meridian Visa Infinite Travel Rewards Card
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Meridian Visa Infinite Travel Rewards Card

3.2

Welcome bonus

Up to 7,000 points

  • 3x foreign currency purchases — 6 points per $2 on purchases made outside Canada in foreign currency (2.5% FX fee still applies)
  • 1.5x all other purchases — 3 points per $2 spent
Annual fee
$99 $0

First year rebated; additional cards $30 (waived first year)

Interest rates

Purchases

19.5%

Cash advances

21.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

A respectable credit-union travel card with a 1.5x flat earn rate and Visa Infinite extras, but limited point value and a small welcome offer keep it behind big-bank rivals.

At a glance

Annual fee
$99 $0
Welcome bonus
$56
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
19.5%

Rewards & earn rates

Foreign currency purchases6 points per $2 on purchases made outside Canada in foreign currency (2.5% FX fee still applies)3x
All other purchases3 points per $2 spent1.5x

Welcome offer: Up to 7,000 points (Make a first purchase on the card).

Pros & cons

Pros

  • Solid flat 1.5x earn on everything
  • First-year fee rebate and modest $99 fee
  • Generous insurance for a credit union card

Cons

  • Points worth at most 1 cent each with no transfer partners
  • 3x foreign-currency rate is undercut by the 2.5% FX fee
  • No ongoing welcome bonus beyond the small first-purchase points

Perks & insurance

Key perks

  • 1.5x base earn rate on all purchases
  • Visa Infinite Concierge, Luxury Hotel Collection, Dining Series and Wine Country Program
  • Travel insurance suite, notable for older travellers
  • Points redeemable for travel, merchandise, gift cards or account credit

Insurance

  • Travel insurance package including emergency medical, trip cancellation/interruption and common carrier accident coverage
  • Purchase protection and extended warranty

Rates & fees

Annual fee
$99 $0
Purchase interest
19.5%
Cash advance
21.99%
Foreign transactions
2.5%
Min. personal income
$60,000

First year rebated; additional cards $30 (waived first year).

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but Meridian can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on Meridian's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and Meridian's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with Meridian. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Meridian Visa Infinite Travel Rewards Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/meridian-visa-infinite-travel-rewards-card, updated June 7, 2026.

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