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National Bank® World Elite Mastercard® review

Name: National Bank World Elite Mastercard
Brand: National Bank

4.0Rated by the CreditCardGuru Editorial Team

The National Bank World Elite Mastercard earns up to 5x on groceries & dining and carries a $150 annual fee. We estimate around $400 in first-year value. Figures are illustrative — verify current terms with National Bank.

At a glance

Annual fee: $150
Welcome bonus: ~$400
Foreign tx fee: 2.5%
Network: MASTERCARD
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Groceries & Dining	5x
Gas & EV Charging & Bills & Travel	2x
Everything Else	1x

Welcome offer: Up to ~$400 in first-year value.

Pros & cons

Pros

Earns 5x on groceries & dining
Airport lounge access

Cons

2.5% foreign transaction fee
High income requirement ($80,000 personal)

Perks & insurance

Key perks

Lounge Access

Insurance

Rates & fees

Annual fee: $150
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $80,000

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

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Cite this page

“National Bank® World Elite Mastercard® Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/national-bank-world-elite-mastercard, updated June 7, 2026.