The National Bank World Elite Mastercard earns up to 5x on groceries & dining and carries a $150 annual fee. We estimate around $400 in first-year value. Figures are illustrative — verify current terms with National Bank.
At a glance
Annual fee
$150
Welcome bonus
~$400
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Groceries & Dining
5x
Gas & EV Charging & Bills & Travel
2x
Everything Else
1x
Welcome offer: Up to ~$400 in first-year value.
Pros & cons
Pros
Earns 5x on groceries & dining
Airport lounge access
Cons
2.5% foreign transaction fee
High income requirement ($80,000 personal)
Perks & insurance
Key perks
Lounge Access
Insurance
Rates & fees
Annual fee
$150
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$80,000
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
