A respectable no-fee rewards card with 1.5x on essentials. Step up to ION+ for double the category earn if the small monthly fee is worthwhile for you.
At a glance
Annual fee
No annual fee
Welcome bonus
~$50
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%
Rewards & earn rates
Groceries
1.5x
Gas, EV charging, transit & rideshare
1.5x
Streaming, digital subscriptions & gaming
1.5x
All other qualifying purchases
1x
Welcome offer: 7,000 Avion points upon approval — about $50 of value in gift cards per RBC. (Awarded upon approval).
Pros & cons
Pros
Solid no-fee earn rates on everyday essentials
Good starter card for students and credit builders
Cons
ION-tier Avion points redeem at lower value than premium Avion cards
Minimal insurance coverage
Perks & insurance
Key perks
1.5x Avion points on groceries, gas, transit, rideshare and streaming with no annual fee
Free additional cards
Access to Avion Rewards offers from 2,000+ brands
3-month complimentary DoorDash DashPass
Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
Insurance
Purchase security and extended warranty
Rates & fees
Annual fee
None
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
