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Scotiabank® Scene+® Visa® Card review

Name: Scotiabank Scene+ Visa Card
Brand: Scotiabank

4.0Rated by the CreditCardGuru Editorial Team

A friendly no-fee entry into the Scene+ ecosystem: 2x at participating grocers and on entertainment, plus easy approval, make it a good first or student card.

At a glance

Annual fee: No annual fee
Welcome bonus: ~$50
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Groceries (Sobeys group)	2x
Entertainment & dining	2x
Everything else	1x

Welcome offer: Up to 5,000 Scene+ points welcome offer.

Pros & cons

Pros

No-fee Scene+ earning
Good for groceries and movies
Easy approval for students

Cons

Lower earn rate than premium Scene+ cards
Points best for travel or groceries

Perks & insurance

Key perks

No annual fee
2x Scene+ at participating grocers & entertainment
Faster free movies with Scene+

Insurance

Purchase security
Extended warranty

Rates & fees

Annual fee: None
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%

Compare Scotiabank® Scene+® Visa® Card with…

vs BMO CashBack Mastercard vs RBC ION+ Visa

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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4.8·Foodies and everyday spenders who want maximum points on dining and groceries

Annual fee: $156/yr
Welcome bonus: ~$300
Top reward: 5x eats & food delivery

Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

Suggested score 720+ · Excellent credit

Apply now View details

Guru Pick Scotiabank®

Scotiabank® Gold American Express®

4.7·Grocery shoppers and travellers who want no foreign transaction fees

Annual fee: $120/yr
Welcome bonus: ~$650
Top reward: 6x groceries

No 2.5% foreign transaction fee
6x on groceries is one of the highest in Canada

Suggested score 720+ · Excellent credit

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No FX fee

Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“Scotiabank® Scene+® Visa® Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/scotiabank-scene-visa, updated June 1, 2026.