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Scotiabank Scene+ Visa Card review

4.0Rated by the CreditCardGuru Editorial Team

A friendly no-fee entry into the Scene+ ecosystem: 2x at participating grocers and on entertainment, plus easy approval, make it a good first or student card.

At a glance

Annual fee
No annual fee
Welcome bonus
~$50
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Groceries (Sobeys group)2x
Entertainment & dining2x
Everything else1x

Welcome offer: Up to 5,000 Scene+ points welcome offer.

Pros & cons

Pros

  • No-fee Scene+ earning
  • Good for groceries and movies
  • Easy approval for students

Cons

  • Lower earn rate than premium Scene+ cards
  • Points best for travel or groceries

Perks & insurance

Key perks

  • No annual fee
  • 2x Scene+ at participating grocers & entertainment
  • Faster free movies with Scene+

Insurance

  • Purchase security
  • Extended warranty

Rates & fees

Annual fee
None
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%

Compare Scotiabank Scene+ Visa Card with…

vs BMO CashBack Mastercard
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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