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TD Aeroplan Visa Infinite review

4.5Rated by the CreditCardGuru Editorial Team

If you fly Air Canada even a couple of times a year, the free checked bag and Aeroplan earning make this an easy pick. Outside that ecosystem, look elsewhere.

At a glance

Annual fee
$139
Welcome bonus
~$1,200
Foreign tx fee
2.5%
Network
VISA
Rewards
miles
Purchase APR
20.99%

Rewards & earn rates

Groceries1.5x
Gas1.5x
Air Canada & Aeroplan1.5x
Everything else1x

Welcome offer: Earn up to 50,000 Aeroplan points.

Pros & cons

Pros

  • Free first checked bag pays for the fee quickly
  • Aeroplan points have high redemption ceilings
  • Strong 21-day travel medical coverage

Cons

  • Best value is locked to the Air Canada ecosystem
  • Everyday non-bonus earn is only 1x

Perks & insurance

Key perks

  • First checked bag free on Air Canada
  • Accelerated path to Aeroplan Elite Status
  • NEXUS fee not included (see Visa Infinite Privilege tiers)

Insurance

  • Travel emergency medical (21 days)
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage
  • Mobile device insurance

Rates & fees

Annual fee
$139
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$60,000
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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