TD® Aeroplan® Visa® Infinite review

4.5Rated by the CreditCardGuru Editorial Team

If you fly Air Canada even a couple of times a year, the free checked bag and Aeroplan earning make this an easy pick. Outside that ecosystem, look elsewhere.

At a glance

Annual fee: $139
Welcome bonus: ~$1,200
Foreign tx fee: 2.5%
Network: VISA
Rewards: miles
Purchase APR: 20.99%

Rewards & earn rates

Groceries	1.5x
Gas	1.5x
Air Canada & Aeroplan	1.5x
Everything else	1x

Welcome offer: Earn up to 50,000 Aeroplan points.

Pros & cons

Pros

Free first checked bag pays for the fee quickly
Aeroplan points have high redemption ceilings
Strong 21-day travel medical coverage

Cons

Best value is locked to the Air Canada ecosystem
Everyday non-bonus earn is only 1x

Perks & insurance

Key perks

First checked bag free on Air Canada
Accelerated path to Aeroplan Elite Status
NEXUS fee not included (see Visa Infinite Privilege tiers)

Insurance

Travel emergency medical (21 days)
Trip cancellation & interruption
Flight & baggage delay
Rental car collision/loss damage
Mobile device insurance

Rates & fees

Annual fee: $139
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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Welcome bonus: ~$300
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Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

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Annual fee: $180/yr
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Written by

CreditCardGuru Editorial Team

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“TD® Aeroplan® Visa® Infinite Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-aeroplan-visa-infinite, updated June 1, 2026.