travel

TD® Aeroplan® Visa® Infinite Privilege review

4.5Rated by the CreditCardGuru Editorial Team

TD's top Aeroplan card: two free checked bags, lounge access and accelerated status. Built for households that fly Air Canada often and can meet the income bar.

At a glance

Annual fee: $599
Welcome bonus: ~$1,400
Foreign tx fee: 2.5%
Network: VISA
Rewards: miles
Purchase APR: 20.99%

Rewards & earn rates

Air Canada & Aeroplan	2x
Dining	1.5x
Groceries	1.5x
Everything else	1.25x

Welcome offer: Up to 85,000 Aeroplan points.

Pros & cons

Pros

Two free checked bags
Premium Air Canada and Aeroplan perks
High Aeroplan earn rate

Cons

$599 annual fee
$200k income requirement

Perks & insurance

Key perks

Free first and second checked bags on Air Canada
Air Canada Maple Leaf Lounge access (with passes)
Priority airport services & accelerated elite status

Insurance

Travel emergency medical (31 days)
Trip cancellation & interruption
Flight & baggage delay
Rental car collision/loss damage

Rates & fees

Annual fee: $599
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $200,000

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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4.8·Foodies and everyday spenders who want maximum points on dining and groceries

Annual fee: $156/yr
Welcome bonus: ~$300
Top reward: 5x eats & food delivery

Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

Suggested score 720+ · Excellent credit

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CIBC®

CIBC® Aeroplan® Visa® Business Card

4.8·Maximizing rewards on travel & dining

Annual fee: $180/yr
Welcome bonus: ~$2,415
Top reward: 1.5x travel & dining

Earns 1.5x on travel & dining
Airport lounge access

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Written by

CreditCardGuru Editorial Team

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Cite this page

“TD® Aeroplan® Visa® Infinite Privilege Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-aeroplan-visa-infinite-privilege, updated June 1, 2026.