Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

TD Aeroplan Visa Infinite Privilege
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travel

TD Aeroplan Visa Infinite Privilege

4.5

Welcome bonus

Up to 85,000 Aeroplan points

  • 2x air canada & aeroplan
  • 1.5x dining
  • 1.5x groceries
Annual fee
$599
Interest rates

Purchases

20.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

TD's top Aeroplan card: two free checked bags, lounge access and accelerated status. Built for households that fly Air Canada often and can meet the income bar.

At a glance

Annual fee
$599
Welcome bonus
$1,400
Foreign tx fee
2.5%
Network
VISA
Rewards
miles
Purchase APR
20.99%

Rewards & earn rates

Air Canada & Aeroplan2x
Dining1.5x
Groceries1.5x
Everything else1.25x

Welcome offer: Up to 85,000 Aeroplan points.

Pros & cons

Pros

  • Two free checked bags
  • Premium Air Canada and Aeroplan perks
  • High Aeroplan earn rate

Cons

  • $599 annual fee
  • $200k income requirement

Perks & insurance

Key perks

  • Free first and second checked bags on Air Canada
  • Air Canada Maple Leaf Lounge access (with passes)
  • Priority airport services & accelerated elite status

Insurance

  • Travel emergency medical (31 days)
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage

Rates & fees

Annual fee
$599
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$200,000
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD Bank's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with TD Bank. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“TD Aeroplan Visa Infinite Privilege Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-aeroplan-visa-infinite-privilege, updated June 1, 2026.

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