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TD® Aeroplan® Visa® Platinum Card review

4.0Rated by the CreditCardGuru Editorial Team

The TD Aeroplan Visa Platinum Card earns up to 1x on gas & groceries & ev charging & air canada and carries a $89 annual fee (first year rebate). We estimate around $441 in first-year value. Figures are illustrative — verify current terms with TD.

At a glance

Annual fee
$89
Welcome bonus
~$441
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Gas & Groceries & EV Charging & Air Canada1x
Everything Else0.67x

Welcome offer: Up to ~$441 in first-year value.

Pros & cons

Pros

  • Earns 1x on gas & groceries & ev charging & air canada
  • First Year Rebate on the annual fee

Cons

  • 2.5% foreign transaction fee

Perks & insurance

Key perks

    Insurance

      Rates & fees

      Annual fee
      $89
      Purchase interest
      20.99%
      Cash advance
      22.99%
      Foreign transactions
      2.5%

      First Year Rebate.

      Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

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      Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

      Written by

      C

      CreditCardGuru Editorial Team

      Rewards & Cards Research

      Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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      Cite this page

      TD® Aeroplan® Visa® Platinum Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-aeroplan-visa-platinum, updated June 7, 2026.

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