Scotiabank® Gold American Express® Card

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Up to $950 value, including up to 50,000 bonus Scene+ points*

TD Aeroplan Visa Platinum Card
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TD Aeroplan Visa Platinum Card

4.0

Welcome bonus

Up to $441 in value

  • 1x gas & groceries & ev charging & air canada
  • 0.67x everything else
Annual fee
$89 $0

First Year Rebate

Interest rates

Purchases

20.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

The TD Aeroplan Visa Platinum Card earns up to 1x on gas & groceries & ev charging & air canada and carries a $89 annual fee (first year rebate). We estimate around $441 in first-year value. Figures are illustrative — verify current terms with TD.

At a glance

Annual fee
$89 $0
Welcome bonus
$441
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Gas & Groceries & EV Charging & Air Canada1x
Everything Else0.67x

Welcome offer: Up to $441 in value.

Pros & cons

Pros

  • Earns 1x on gas & groceries & ev charging & air canada
  • First Year Rebate on the annual fee

Cons

  • 2.5% foreign transaction fee

Perks & insurance

Key perks

    Insurance

      Rates & fees

      Annual fee
      $89 $0
      Purchase interest
      20.99%
      Cash advance
      22.99%
      Foreign transactions
      2.5%

      First Year Rebate.

      Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
      Terms & conditions

      Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD Bank's own website before you apply.

      Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

      This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

      How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

      CreditCardGuru is not affiliated with TD Bank. Trademarks belong to their respective owners.

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      Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

      Written by

      CreditCardGuru Editorial Team

      Rewards & Cards Research

      Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

      • 200+ Canadian cards tracked
      • Transparent rating methodology
      • Updated continuously

      Cite this page

      “TD Aeroplan Visa Platinum Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-aeroplan-visa-platinum, updated June 7, 2026.

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