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TD First Class Travel Visa Infinite review

4.4Rated by the CreditCardGuru Editorial Team

TD's headline travel card, currently with a record welcome bonus. Best value comes from booking travel through Expedia For TD; the everyday 6x is a nice bonus.

At a glance

Annual fee
$139
Welcome bonus
~$800
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

Travel via Expedia For TD8x
Dining & groceries6x
Everything else2x

Welcome offer: Up to 165,000 TD Rewards points (limited-time record offer).

Pros & cons

Pros

  • Huge welcome bonus
  • High earn rate on Expedia For TD travel
  • Strong everyday 6x on dining and groceries

Cons

  • TD Rewards best redeemed via Expedia For TD
  • Points worth less than transferable currencies

Perks & insurance

Key perks

  • 8x TD Rewards on travel booked via Expedia For TD
  • First-year annual fee often rebated
  • Comprehensive travel insurance

Insurance

  • Travel emergency medical (21 days)
  • Trip cancellation & interruption
  • Flight & baggage delay
  • Rental car collision/loss damage

Rates & fees

Annual fee
$139
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Min. personal income
$60,000
Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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