TD® First Class Travel Visa® Infinite review

4.4Rated by the CreditCardGuru Editorial Team

TD's headline travel card, currently with a record welcome bonus. Best value comes from booking travel through Expedia For TD; the everyday 6x is a nice bonus.

At a glance

Annual fee: $139
Welcome bonus: ~$800
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 20.99%

Rewards & earn rates

Travel via Expedia For TD	8x
Dining & groceries	6x
Everything else	2x

Welcome offer: Up to 165,000 TD Rewards points (limited-time record offer).

Pros & cons

Pros

Huge welcome bonus
High earn rate on Expedia For TD travel
Strong everyday 6x on dining and groceries

Cons

TD Rewards best redeemed via Expedia For TD
Points worth less than transferable currencies

Perks & insurance

Key perks

8x TD Rewards on travel booked via Expedia For TD
First-year annual fee often rebated
Comprehensive travel insurance

Insurance

Travel emergency medical (21 days)
Trip cancellation & interruption
Flight & baggage delay
Rental car collision/loss damage

Rates & fees

Annual fee: $139
Purchase interest: 20.99%
Cash advance: 22.99%
Foreign transactions: 2.5%
Min. personal income: $60,000

Last updated June 1, 2026Reviewed by CreditCardGuru Editorial Team

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CreditCardGuru Editorial Team

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“TD® First Class Travel Visa® Infinite Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-first-class-travel-visa-infinite, updated June 1, 2026.