travelrewards

TD® Platinum Travel Visa® Card review

3.5Rated by the CreditCardGuru Editorial Team

A reasonable mid-tier travel card, though the missing travel medical coverage is a notable gap — those who qualify should prefer the First Class Travel Visa Infinite.

At a glance

Annual fee: $89
Welcome bonus: ~$339
Foreign tx fee: 2.5%
Network: VISA
Rewards: points
Purchase APR: 21.99%

Rewards & earn rates

Expedia For TD bookings6 TD Rewards Points per $1 when you book travel through Expedia For TD	6x
Groceries	4.5x
Dining	4.5x
Public transit	4.5x
Recurring bill payments	3x
Streaming, digital gaming & media	3x
All other purchases	1.5x

Welcome offer: Up to 50,000 TD Rewards Points (15,000 on first purchase + 35,000 with initial spend) plus a first-year annual fee rebate; TD values the full offer at up to $370. Value shown is points at 0.5 cents each plus the $89 fee rebate. (Spend $3,000 within 180 days of account opening; first purchase within 3 months for the fee rebate).

Pros & cons

Pros

Solid 4.5x earn on groceries, dining and transit with no income requirement
First-year fee rebate on the current offer

Cons

No travel medical insurance (optional purchase only)
Points worth only ~0.5 cents and best used via Expedia For TD

Perks & insurance

Key perks

No minimum income requirement
Points worth more when redeemed through Expedia For TD (200 points = $1)
No travel blackouts, seat restrictions or point expiry
Earn 50% more points at Starbucks when you link your card
Mobile device insurance included

Insurance

Flight/trip delay
Delayed and lost baggage
Common carrier travel accident
Auto rental collision/loss damage
Hotel/motel burglary
Purchase security and extended warranty
Mobile device insurance

Rates & fees

Annual fee: $89
Purchase interest: 21.99%
Cash advance: 22.99%
Foreign transactions: 2.5%

First year rebated with current offer; rebated annually with a TD All-Inclusive Banking Plan.

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team

Similar cards to consider

Guru Pick American Express®

American Express® Cobalt® Card

4.8·Foodies and everyday spenders who want maximum points on dining and groceries

Annual fee: $156/yr
Welcome bonus: ~$300
Top reward: 5x eats & food delivery

Best-in-class earn rate on dining and groceries
Membership Rewards transfer to Aeroplan, Marriott & more

Suggested score 720+ · Excellent credit

Apply now View details

CIBC®

CIBC® Aeroplan® Visa® Business Card

4.8·Maximizing rewards on travel & dining

Annual fee: $180/yr
Welcome bonus: ~$2,415
Top reward: 1.5x travel & dining

Earns 1.5x on travel & dining
Airport lounge access

Suggested score 720+ · Excellent credit

Apply now View details

Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

200+ Canadian cards tracked
Transparent rating methodology
Updated continuously

Cite this page

“TD® Platinum Travel Visa® Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-platinum-travel-visa, updated June 7, 2026.