Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

TD Platinum Travel Visa Card
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travelrewards

TD Platinum Travel Visa Card

3.5

Welcome bonus

Up to 50,000 TD Rewards points

  • 6x expedia for td bookings — 6 TD Rewards Points per $1 when you book travel through Expedia For TD
  • 4.5x groceries
  • 4.5x dining
Annual fee
$89 $0

First year rebated with current offer; rebated annually with a TD All-Inclusive Banking Plan

Interest rates

Purchases

21.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

A reasonable mid-tier travel card, though the missing travel medical coverage is a notable gap — those who qualify should prefer the First Class Travel Visa Infinite.

At a glance

Annual fee
$89 $0
Welcome bonus
$339
Foreign tx fee
2.5%
Network
VISA
Rewards
points
Purchase APR
21.99%

Rewards & earn rates

Expedia For TD bookings6 TD Rewards Points per $1 when you book travel through Expedia For TD6x
Groceries4.5x
Dining4.5x
Public transit4.5x
Recurring bill payments3x
Streaming, digital gaming & media3x
All other purchases1.5x

Welcome offer: Up to 50,000 TD Rewards points (Spend $3,000 within 180 days of account opening; first purchase within 3 months for the fee rebate).

Pros & cons

Pros

  • Solid 4.5x earn on groceries, dining and transit with no income requirement
  • First-year fee rebate on the current offer

Cons

  • No travel medical insurance (optional purchase only)
  • Points worth only ~0.5 cents and best used via Expedia For TD

Perks & insurance

Key perks

  • No minimum income requirement
  • Points worth more when redeemed through Expedia For TD (200 points = $1)
  • No travel blackouts, seat restrictions or point expiry
  • Earn 50% more points at Starbucks when you link your card
  • Mobile device insurance included

Insurance

  • Flight/trip delay
  • Delayed and lost baggage
  • Common carrier travel accident
  • Auto rental collision/loss damage
  • Hotel/motel burglary
  • Purchase security and extended warranty
  • Mobile device insurance

Rates & fees

Annual fee
$89 $0
Purchase interest
21.99%
Cash advance
22.99%
Foreign transactions
2.5%

First year rebated with current offer; rebated annually with a TD All-Inclusive Banking Plan.

Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but TD Bank can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on TD Bank's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and TD Bank's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with TD Bank. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

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Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“TD Platinum Travel Visa Card Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/td-platinum-travel-visa, updated June 7, 2026.

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