Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Up to $950 value, including up to 50,000 bonus Scene+ points*

WestJet RBC Mastercard
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travel

WestJet RBC Mastercard

3.3

Welcome bonus

Up to 15,000 WestJet points

  • 1.5x westjet flights, westjet vacations & sunwing vacations
  • 1.5x restaurants & food delivery
  • 1.5x digital subscriptions, streaming & digital games
Annual fee
$39
Interest rates

Purchases

20.99%

Cash advances

22.99%

Foreign transactions
2.5%

Rated by the CreditCardGuru Editorial Team

A budget-friendly way into WestJet perks: the $199-base companion voucher alone can outweigh the $39 fee, but earn rates and insurance are thin compared with the World Elite.

At a glance

Annual fee
$39
Welcome bonus
$150
Foreign tx fee
2.5%
Network
MASTERCARD
Rewards
points
Purchase APR
20.99%

Rewards & earn rates

WestJet flights, WestJet Vacations & Sunwing Vacations1.5x
Restaurants & food delivery1.5x
Digital subscriptions, streaming & digital games1.5x
All other everyday purchases1x

Welcome offer: Up to 15,000 WestJet points (Spend $1,000 in the first 3 months for the full bonus).

Pros & cons

Pros

  • Companion voucher at a low $39 annual fee
  • Low $2,500 annual spend to renew the voucher

Cons

  • No emergency medical or trip cancellation insurance
  • No free checked bag benefit, unlike the World Elite version

Perks & insurance

Key perks

  • Annual round-trip companion voucher from $199 (welcome voucher after first purchase; renews with $2,500 annual spend)
  • Exchange companion voucher for a 25% flight discount or 5,000 WestJet points
  • Redeem points from as few as 2,500 toward flights including taxes and fees
  • Up to 6-month complimentary DoorDash DashPass
  • Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada

Insurance

  • Travel accident
  • Auto rental collision/loss damage waiver
  • Delayed baggage
  • Hotel/motel burglary
  • Mobile device insurance
  • Purchase security and extended warranty

Rates & fees

Annual fee
$39
Purchase interest
20.99%
Cash advance
22.99%
Foreign transactions
2.5%
Last updated June 7, 2026Reviewed by CreditCardGuru Editorial Team
Terms & conditions

Rates and offers change. Every rate, fee, welcome offer and benefit on this page was accurate when last reviewed, but RBC can change or withdraw any of them at any time — sometimes without notice. Confirm the current terms on RBC's own website before you apply.

Eligibility is theirs to decide. Approval, credit limits, interest rates and welcome offers depend on your credit history and RBC's own criteria. Bonuses often exclude anyone who has held the card before, and usually require a minimum spend within a set period.

This is not advice. The reviews and ratings here are our editorial opinion, not financial, tax or legal advice, and not a recommendation for your circumstances. Speak to a qualified professional before making a financial decision.

How we make money. CreditCardGuru may earn a commission when you apply through links on this page. It never affects our ratings or what we write — see our advertiser disclosure and rating methodology.

CreditCardGuru is not affiliated with RBC. Trademarks belong to their respective owners.

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Disclaimer: This page is for informational purposes only and does not constitute financial, tax or legal advice. Card terms and offers change and may be out of date — always verify with the issuer before applying, and consult a qualified professional before making financial decisions. CreditCardGuru may earn a commission from cards featured on this site; this never influences our editorial ratings. See our advertiser disclosure.

Written by

CreditCardGuru Editorial Team

Rewards & Cards Research

Our editorial team independently researches and rates every credit card in Canada using a transparent, data-driven methodology. We update card terms continuously and never let issuer relationships influence our ratings.

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Cite this page

“WestJet RBC Mastercard Review (2026)” — CreditCardGuru, https://creditcardguru.ca/cards/westjet-rbc-mastercard, updated June 7, 2026.

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